DCINX Fees and Costs — Dunham International Stock Fund, Class C
Data updated: 2026-09-28
The net expense ratio is 2.96%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $67K in broker commissions, 0.0432% of average net assets, and portfolio turnover was 120%.
DCINX Fees and Expenses
Annual operating expenses and sales charges of DCINX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 1.58% |
| 12b-1 fee | 1.00% |
| Other expenses | — |
| Gross expense ratio | 2.96% |
| Fee waiver | — |
| Net expense ratio | 2.96% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
DCINX Costs Over Time
On $10,000 invested in DCINX, assuming 5% a year before costs, total costs come to $1,805 over 5 years, cutting the return by 3.15% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 2.96%) | $311 | $950 | $1,612 |
| Trading costs (broker commissions) | $5 | $14 | $24 |
| Lost growth on money paid in costs | $0 | $48 | $169 |
| Total costs | $315 | $1,012 | $1,805 |
| Value after costs | $10,185 | $10,564 | $10,958 |
| Impact on return, per year | 3.15% | 3.15% | 3.15% |
DCINX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0432%
- Total broker commissions: $67K
- Bought from dealers (principal trades, not a cost): $435K
- Portfolio turnover (prospectus): 120%
- Securities on loan, average value: $7.2M
- Net income from securities lending: $48K (0.031% of average net assets)
DCINX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| JEFFERIES GROUP | $7K | 14.41% |
| SANFORD FINANCIAL SERVICES | $6K | 13.26% |
| JPMORGAN CHASE | $6K | 11.83% |
| HONGKONG AND SHANGHAI BANKING | $5K | 11.68% |
| CITIGROUP | $5K | 10.65% |
| GOLDMAN SACHS | $4K | 9.24% |
| UBS AG | $4K | 8.38% |
| MACQUARIE GROUP | $3K | 7.44% |
| PIPER SANDLER | $3K | 6.76% |
| CITIC SECURITIES COMPANY LIMITED | $3K | 6.36% |
DCINX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| US BANCORP | $435K | 100.00% |
Dunham International Stock Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| DNINX | Class N | 1.95% | none |
| DAINX | Class A | 2.20% | 5.75% |
| DCINX | Class C | 2.96% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.