DCFGX Fees and Costs — Dunham Focused Large Cap Growth Fund, Class C
Data updated: 2026-09-28
The net expense ratio is 2.03%: a 0.86% management fee, a 1.00% 12b-1 fee plus 0.17% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $20K in broker commissions, 0.0103% of average net assets, and portfolio turnover was 44%.
DCFGX Fees and Expenses
Annual operating expenses and sales charges of DCFGX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.86% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.17% |
| Gross expense ratio | 2.03% |
| Fee waiver | — |
| Net expense ratio | 2.03% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
DCFGX Costs Over Time
On $10,000 invested in DCFGX, assuming 5% a year before costs, total costs come to $1,250 over 5 years, cutting the return by 2.14% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 2.03%) | $213 | $658 | $1,128 |
| Trading costs (broker commissions) | $1 | $3 | $6 |
| Lost growth on money paid in costs | $0 | $33 | $116 |
| Total costs | $214 | $694 | $1,250 |
| Value after costs | $10,286 | $10,882 | $11,513 |
| Impact on return, per year | 2.14% | 2.14% | 2.14% |
DCFGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0103%
- Total broker commissions: $20K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 44%
- Securities on loan, average value: $5.7M
- Net income from securities lending: $8K (0.004% of average net assets)
DCFGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| ABEL NOSER | $20K | 100.00% |
Dunham Focused Large Cap Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| DNFGX | Class N | 1.03% | none |
| DAFGX | Class A | 1.28% | 5.75% |
| DCFGX | Class C | 2.03% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.