CIAGX Fees and Costs — AB International Growth Portfolio, Class A
Data updated: 2026-09-09
The net expense ratio is 1.15%: a 0.75% management fee, a 0.25% 12b-1 fee plus 0.31% other expenses, less a 0.16% fee waiver. This share class carries a maximum front-end sales load of 4.25%. In fiscal 2026 the fund paid $21K in broker commissions, 0.0214% of average net assets, and portfolio turnover was 111%.
CIAGX Fees and Expenses
Annual operating expenses and sales charges of CIAGX. Prospectus, as of October 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.31% |
| Gross expense ratio | 1.31% |
| Fee waiver | −0.16% |
| Net expense ratio | 1.15% |
| Sales charges | |
|---|---|
| Max front load | 4.25% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
CIAGX Costs Over Time
On $10,000 invested in CIAGX, assuming 5% a year before costs, total costs come to $1,242 over 5 years, cutting the return by 2.13% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $425 | $425 | $425 |
| Fund expenses (net expense ratio 1.15%) | $116 | $360 | $623 |
| Trading costs (broker commissions) | $2 | $7 | $12 |
| Lost growth on money paid in costs | $21 | $85 | $182 |
| Total costs | $564 | $877 | $1,242 |
| Value after costs | $9,936 | $10,699 | $11,521 |
| Impact on return, per year | 5.64% | 2.72% | 2.13% |
CIAGX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending June 30, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0214%
- Total broker commissions: $21K
- Bought from dealers (principal trades, not a cost): $52.0M
- Portfolio turnover (prospectus): 111%
- Securities on loan, average value: $6.5M
- Net income from securities lending: $23K (0.023% of average net assets)
CIAGX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $5K | 23.95% |
| Goldman Sachs & Co. LLC | $3K | 15.16% |
| J.P. Morgan Securities LLC | $3K | 14.24% |
| UBS Securities LLC | $3K | 13.75% |
| Citigroup Global Markets Inc. | $2K | 9.16% |
| BofA Securities, Inc. | $1K | 7.12% |
| BNP Paribas Securities Corp. | $1K | 5.49% |
| Barclays Capital Inc. | $782 | 4.09% |
| Berenberg Capital Markets LLC | $763 | 3.99% |
| BMO Capital Markets Corp. | $584 | 3.05% |
CIAGX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $52.0M | 100.00% |
AB International Growth Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| CIGYX | Advisor Class | 0.90% | none |
| CIAGX | Class A | 1.15% | 4.25% |
| CICGX | Class C | 1.90% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.