CGVTX Fees and Costs — American Funds Global Insight Fund, Class 529-T
Data updated: 2026-09-28
The net expense ratio is 0.85%: a 0.41% management fee, a 0.25% 12b-1 fee plus 0.19% other expenses. This share class carries a maximum front-end sales load of 2.50%. In fiscal 2025 the fund paid $2.9M in broker commissions, 0.0173% of average net assets, and portfolio turnover was 22%.
CGVTX Fees and Expenses
Annual operating expenses and sales charges of CGVTX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.41% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.19% |
| Gross expense ratio | 0.85% |
| Fee waiver | — |
| Net expense ratio | 0.85% |
| Sales charges | |
|---|---|
| Max front load | 2.50% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| 30-day yield | 1.36% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
CGVTX Costs Over Time
On $10,000 invested in CGVTX, assuming 5% a year before costs, total costs come to $849 over 5 years, cutting the return by 1.44% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $250 | $250 | $250 |
| Fund expenses (net expense ratio 0.85%) | $87 | $272 | $472 |
| Trading costs (broker commissions) | $2 | $6 | $10 |
| Lost growth on money paid in costs | $13 | $53 | $118 |
| Total costs | $351 | $581 | $849 |
| Value after costs | $10,149 | $10,996 | $11,913 |
| Impact on return, per year | 3.51% | 1.79% | 1.44% |
CGVTX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0173%
- Total broker commissions: $2.9M
- Bought from dealers (principal trades, not a cost): $98.1M
- Portfolio turnover (prospectus): 22%
- Securities on loan, average value: $10.9M
- Net income from securities lending: $116K (0.001% of average net assets)
CGVTX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Bank of America, N.A. | $308K | 15.27% |
| J.P. Morgan Securities LLC | $295K | 14.61% |
| Morgan Stanley & Co. LLC | $264K | 13.09% |
| Goldman Sachs & Co. LLC | $233K | 11.52% |
| Barclays Bank PLC | $189K | 9.34% |
| Jefferies & Company Inc. | $173K | 8.59% |
| Citigroup Global Markets Inc. | $165K | 8.17% |
| RBC Capital Markets LLC | $157K | 7.78% |
| UBS AG | $121K | 5.99% |
| TD Securities (USA) | $114K | 5.66% |
CGVTX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Macquarie Bank Limited | $66.0M | 67.30% |
| J.P. Morgan Securities LLC | $32.1M | 32.70% |
American Funds Global Insight Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| AGVHX | Class F-3 | 0.45% | none |
| RGLGX | Class R-6 | 0.45% | none |
| CGVHX | Class 529-F-3 | 0.50% | none |
| RGLFX | Class R-5 | 0.51% | none |
| AGVGX | Class F-2 | 0.56% | none |
| CGVGX | Class 529-F-2 | 0.57% | none |
| RGLJX | Class R-5E | 0.60% | none |
| CGVYX | Class 529-A | 0.80% | 3.50% |
| RGLEX | Class R-4 | 0.80% | none |
| AGVTX | Class T | 0.81% | 2.50% |
| AGVEX | Class F-1 | 0.82% | none |
| AGVFX | Class A | 0.83% | 5.75% |
| CGVTX | Class 529-T | 0.85% | 2.50% |
| CGVFX | Class 529-F-1 | 0.87% | none |
| CGVEX | Class 529-E | 1.08% | none |
| RGLDX | Class R-3 | 1.10% | none |
| RGLHX | Class R-2E | 1.24% | none |
| RGLAX | Class R-1 | 1.51% | none |
| RGLBX | Class R-2 | 1.53% | none |
| AGVDX | Class C | 1.56% | none |
| CGVBX | Class 529-C | 1.61% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.