CBOFX Fees and Costs — Intermediate Bond Fund of America, Class 529-F-1
Data updated: 2026-07-29
The net expense ratio is 0.73%: a 0.21% management fee, a 0.25% 12b-1 fee plus 0.27% other expenses. There are no sales loads or redemption fees. Portfolio turnover was 452%.
CBOFX Fees and Expenses
Annual operating expenses and sales charges of CBOFX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.21% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.27% |
| Gross expense ratio | 0.73% |
| Fee waiver | — |
| Net expense ratio | 0.73% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
CBOFX Costs Over Time
On $10,000 invested in CBOFX, assuming 5% a year before costs, total costs come to $459 over 5 years, cutting the return by 0.77% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.73%) | $77 | $240 | $417 |
| Lost growth on money paid in costs | $0 | $12 | $42 |
| Total costs | $77 | $252 | $459 |
| Value after costs | $10,423 | $11,325 | $12,304 |
| Impact on return, per year | 0.77% | 0.77% | 0.77% |
CBOFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending August 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $111.4B
- Portfolio turnover (prospectus): 452%
- Securities lending: none during the year
CBOFX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Bank of America, N.A. | $18.0B | 17.09% |
| J.P. Morgan Securities LLC | $16.2B | 15.40% |
| Morgan Stanley & Co. LLC | $14.5B | 13.74% |
| Citigroup Global Markets Inc. | $12.7B | 12.06% |
| Barclays Bank PLC | $12.0B | 11.35% |
| Goldman Sachs & Co. LLC | $8.2B | 7.83% |
| Wells Fargo Securities, LLC | $8.2B | 7.82% |
| BNP Paribas | $6.4B | 6.09% |
| Mizuho Bank, Ltd. | $5.6B | 5.30% |
| Deutsche Bank A.G. | $3.5B | 3.33% |
Intermediate Bond Fund of America Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| IFBFX | Class F-3 | 0.25% | none |
| RBOGX | Class R-6 | 0.25% | none |
| FIFBX | Class 529-F-3 | 0.30% | none |
| RBOFX | Class R-5 | 0.30% | none |
| FFOOX | Class 529-F-2 | 0.34% | none |
| IBAFX | Class F-2 | 0.36% | none |
| RBOHX | Class R-5E | 0.40% | none |
| RBOEX | Class R-4 | 0.59% | none |
| TIBBX | Class T | 0.60% | none |
| CBOAX | Class 529-A | 0.63% | none |
| AIBAX | Class A | 0.65% | none |
| TIIBX | Class 529-T | 0.65% | none |
| IBFFX | Class F-1 | 0.68% | none |
| CBOFX | Class 529-F-1 | 0.73% | none |
| CBOEX | Class 529-E | 0.83% | none |
| RBOCX | Class R-3 | 0.89% | none |
| REBBX | Class R-2E | 1.03% | none |
| RBOAX | Class R-1 | 1.31% | none |
| RBOBX | Class R-2 | 1.31% | none |
| IBFCX | Class C | 1.35% | none |
| CBOCX | Class 529-C | 1.40% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.