C000255923 Fees and Costs — NYLI VP MFS Investors Trust Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 1.00%: a 0.70% management fee, a 0.25% 12b-1 fee plus 0.05% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $39K in broker commissions, 0.0090% of average net assets, and portfolio turnover was 30%.
C000255923 Fees and Expenses
Annual operating expenses and sales charges of C000255923. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.70% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 1.00% |
| Fee waiver | — |
| Net expense ratio | 1.00% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000255923 Costs Over Time
On $10,000 invested in C000255923, assuming 5% a year before costs, total costs come to $631 over 5 years, cutting the return by 1.06% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.00%) | $105 | $328 | $568 |
| Trading costs (broker commissions) | $1 | $3 | $5 |
| Lost growth on money paid in costs | $0 | $16 | $58 |
| Total costs | $106 | $347 | $631 |
| Value after costs | $10,394 | $11,229 | $12,132 |
| Impact on return, per year | 1.06% | 1.06% | 1.06% |
C000255923 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0090%
- Total broker commissions: $39K
- Bought from dealers (principal trades, not a cost): $182.1M
- Portfolio turnover (prospectus): 30%
- Securities on loan, average value: $294K
- Net income from securities lending: $702 (0.000% of average net assets)
C000255923 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $10K | 27.09% |
| UBS Securities LLC | $9K | 25.95% |
| BofA Securities, Inc. | $4K | 10.67% |
| Jefferies LLC | $3K | 8.55% |
| Barclays Capital, Inc. | $3K | 7.79% |
| BMO Capital Markets Corp. | $2K | 5.69% |
| National Financial Services LLC | $2K | 4.46% |
| Goldman Sachs & Co. LLC | $1K | 3.45% |
| Morgan Stanley & Co. LLC | $1K | 3.40% |
| TD SECURITIES (USA) LLC | $1K | 2.94% |
C000255923 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $182.1M | 100.00% |
NYLI VP MFS Investors Trust Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000255924 | Initial Class | 0.75% | — |
| C000255923 | Service Class | 1.00% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.