C000243080 Fees and Costs — VIP Consumer Staples Portfolio, Service Class 2
Data updated: 2026-08-24
The net expense ratio is 0.86%: a 0.58% management fee, a 0.25% 12b-1 fee plus 0.03% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $64K in broker commissions, 0.0294% of average net assets, and portfolio turnover was 55%.
C000243080 Fees and Expenses
Annual operating expenses and sales charges of C000243080. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.58% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.03% |
| Gross expense ratio | 0.86% |
| Fee waiver | — |
| Net expense ratio | 0.86% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000243080 Costs Over Time
On $10,000 invested in C000243080, assuming 5% a year before costs, total costs come to $558 over 5 years, cutting the return by 0.93% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.86%) | $90 | $282 | $490 |
| Trading costs (broker commissions) | $3 | $10 | $17 |
| Lost growth on money paid in costs | $0 | $14 | $51 |
| Total costs | $93 | $306 | $558 |
| Value after costs | $10,407 | $11,270 | $12,205 |
| Impact on return, per year | 0.93% | 0.93% | 0.93% |
C000243080 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0294%
- Total broker commissions: $64K
- Bought from dealers (principal trades, not a cost): $586K
- Portfolio turnover (prospectus): 55%
- Securities on loan, average value: $8.0M
- Net income from securities lending: $8K (0.004% of average net assets)
C000243080 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $9K | 17.97% |
| BANK OF AMERICA CORPORATION | $7K | 13.84% |
| GOLDMAN SACHS GROUP INC (THE) | $7K | 13.67% |
| MORGAN STANLEY | $6K | 11.05% |
| UBS GROUP AG | $5K | 10.22% |
| BARCLAYS PLC | $5K | 9.91% |
| CITIGROUP INC | $4K | 8.05% |
| JEFFERIES FINANCIAL GROUP INC | $3K | 6.51% |
| VIRTU FINANCIAL INC | $3K | 5.03% |
| ROYAL BANK OF CANADA | $2K | 3.74% |
C000243080 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $384K | 65.47% |
| MORGAN STANLEY | $202K | 34.53% |
VIP Consumer Staples Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000046802 | Initial Class | 0.61% | — |
| C000046803 | Investor Class | 0.69% | — |
| C000243080 | Service Class 2 | 0.86% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.