C000243078 Fees and Costs — VIP Technology Portfolio, Service Class 2
Data updated: 2026-08-24
The net expense ratio is 0.81%: a 0.56% management fee plus a 0.25% 12b-1 fee. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $319K in broker commissions, 0.0106% of average net assets, and portfolio turnover was 52%.
C000243078 Fees and Expenses
Annual operating expenses and sales charges of C000243078. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.56% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.81% |
| Fee waiver | — |
| Net expense ratio | 0.81% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000243078 Costs Over Time
On $10,000 invested in C000243078, assuming 5% a year before costs, total costs come to $515 over 5 years, cutting the return by 0.86% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.81%) | $85 | $266 | $462 |
| Trading costs (broker commissions) | $1 | $3 | $6 |
| Lost growth on money paid in costs | $0 | $13 | $47 |
| Total costs | $86 | $283 | $515 |
| Value after costs | $10,414 | $11,294 | $12,248 |
| Impact on return, per year | 0.86% | 0.86% | 0.86% |
C000243078 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0106%
- Total broker commissions: $319K
- Bought from dealers (principal trades, not a cost): $2.3M
- Portfolio turnover (prospectus): 52%
- Securities on loan, average value: $2.1M
- Net income from securities lending: $12K (0.000% of average net assets)
C000243078 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $55K | 21.69% |
| MORGAN STANLEY | $50K | 19.59% |
| BANK OF AMERICA CORPORATION | $31K | 12.19% |
| JPMORGAN CHASE and CO | $26K | 10.36% |
| CITIGROUP INC | $22K | 8.46% |
| NOMURA HOLDINGS INC | $18K | 7.10% |
| UBS GROUP AG | $16K | 6.11% |
| JEFFERIES FINANCIAL GROUP INC | $15K | 5.74% |
| BARCLAYS PLC | $12K | 4.71% |
| VIRTU FINANCIAL INC | $10K | 4.05% |
C000243078 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $1.1M | 46.22% |
| JPMORGAN CHASE and CO | $1.1M | 44.93% |
| JEFFERIES FINANCIAL GROUP INC | $207K | 8.85% |
VIP Technology Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000021091 | Initial Class | 0.56% | — |
| C000021092 | Investor Class | 0.64% | — |
| C000243078 | Service Class 2 | 0.81% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.