C000242649 Performance — American Funds IS 2045 Target Date Fund, Class 1
Data updated: 2026-08-27
C000242649 returned +10.82% year to date and +20.59% over one year to Jun 2026. The annualised 3-year return is +18.87%. The fund beat its Target-Date category average: $100 invested three years ago grew to $168, against $150 for the category, and to $121 over one year, against $118. Volatility over the past three years was 11.63% a year. In the 12 months to Jun 2026 the fund took in a net $6.7M, and assets reached $20.85M.
C000242649 Growth of $100
What $100 invested in American Funds IS 2045 Target Date Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000242649 | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $121 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $168 | $150 |
| Since data start (Apr 2023 – Jun 2026) | $175 | $155 |
C000242649 Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +10.82% |
| 1 year | +20.59% |
| 3 years (annualised) | +18.87% |
C000242649 Annual Returns
Calendar-year total returns of American Funds IS 2045 Target Date Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +10.82% |
| 2025 | +21.55% |
| 2024 | +15.87% |
| 2023 (Apr–Dec) | +12.14% |
C000242649 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +1.2% | −6.4% | +8.7% | +4.2% | +0.6% | — | — | — | — | — | — |
| 2025 | +5.0% | −0.9% | −3.8% | +0.7% | +5.6% | +5.0% | +0.7% | +2.0% | +2.7% | +1.7% | +1.0% | +0.4% |
| 2024 | +0.4% | +4.2% | +3.0% | −3.6% | +3.5% | +2.1% | +1.8% | +2.3% | +2.0% | −1.7% | +3.2% | −1.8% |
| 2023 | — | — | — | 0.0% | −0.6% | +4.8% | +2.9% | −2.1% | −4.2% | −2.4% | +8.4% | +5.5% |
C000242649 Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.63%
- 3-year Sharpe ratio: 1.24 (vs 4.5% risk-free rate)
- Best month: +8.67% (Apr 2026)
- Worst month: −6.35% (Mar 2026)
C000242649 Fund Flows
Monthly money in and out of American Funds IS 2045 Target Date Fund, from SEC Form N-PORT.
- 12-month net flow: $6.7M
- 12-month gross sales (incl. reinvestments): $11.9M
- Sales ÷ redemptions: 2.29×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $1.3M | $205K | $1.1M |
| May 2026 | $348K | $139K | $209K |
| Apr 2026 | $881K | $1.5M | −$656K |
| Mar 2026 | $1.2M | $2.0M | −$799K |
| Feb 2026 | $120K | $233K | −$113K |
| Jan 2026 | $4.1M | $358K | $3.8M |
| Dec 2025 | $244K | $447K | −$202K |
| Nov 2025 | $3.1M | $30K | $3.1M |
| Oct 2025 | $102K | $119K | −$17K |
| Sep 2025 | $166K | $2K | $164K |
| Aug 2025 | $125K | $63K | $62K |
| Jul 2025 | $174K | $105K | $69K |
C000242649 Assets Under Management
Net assets of American Funds IS 2045 Target Date Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $20.85M |
| 2026-03-31 | $18.82M |
| 2025-12-31 | $16.57M |
| 2025-09-30 | $13.35M |
| 2025-06-30 | $12.36M |
| 2025-03-31 | $9.83M |
| 2024-12-31 | $1.29M |
| 2024-09-30 | $52.25K |
| 2024-06-30 | $49.15K |
| 2024-03-31 | $48.29K |
| 2023-12-31 | $44.84K |
| 2023-09-30 | $40.18K |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.