C000240975 Fees and Costs — VIP FundsManager 40% Portfolio, Investor Class
Data updated: 2026-08-24
The net expense ratio is 0.57% (0.62% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $642 in broker commissions, 0.0019% of average net assets, and portfolio turnover was 45%.
C000240975 Fees and Expenses
Annual operating expenses and sales charges of C000240975. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.15% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.62% |
| Fee waiver | −0.05% |
| Net expense ratio | 0.57% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000240975 Costs Over Time
On $10,000 invested in C000240975, assuming 5% a year before costs, total costs come to $361 over 5 years, cutting the return by 0.60% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.57%) | $60 | $188 | $327 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $9 | $33 |
| Total costs | $60 | $197 | $361 |
| Value after costs | $10,440 | $11,379 | $12,402 |
| Impact on return, per year | 0.60% | 0.60% | 0.60% |
C000240975 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0019%
- Total broker commissions: $642
- Bought from dealers (principal trades, not a cost): $89K
- Portfolio turnover (prospectus): 45%
- Securities lending: none during the year
C000240975 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $231 | 35.95% |
| JANE STREET GROUP LLC | $151 | 23.56% |
| MORGAN STANLEY | $81 | 12.55% |
| BANK OF AMERICA CORPORATION | $72 | 11.28% |
| JEFFERIES FINANCIAL GROUP INC | $46 | 7.11% |
| VIRTU FINANCIAL INC | $44 | 6.78% |
| ROYAL BANK OF CANADA | $15 | 2.35% |
| CITIGROUP INC | $3 | 0.43% |
C000240975 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| JEFFERIES FINANCIAL GROUP INC | $40K | 44.45% |
| DEUTSCHE BANK AG | $30K | 33.33% |
| WELLS FARGO and CO | $20K | 22.22% |
VIP FundsManager 40% Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000240974 | Service Class | 0.57% | — |
| C000240975 | Investor Class | 0.57% | — |
| C000240976 | Service Class 2 | 0.72% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.