C000237875 Fees and Costs — Goldman Sachs Variable Insurance Trust Buffered S&P 500 Fund - May/Nov, Service Shares
Data updated: 2026-05-26
The net expense ratio is 0.96% (5.71% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $193 in broker commissions, 0.0028% of average net assets, and portfolio turnover was 0%.
C000237875 Fees and Expenses
Annual operating expenses and sales charges of C000237875. Prospectus, as of April 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.25% |
| Other expenses | 4.86% |
| Gross expense ratio | 5.71% |
| Fee waiver | −4.75% |
| Net expense ratio | 0.96% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000237875 Costs Over Time
On $10,000 invested in C000237875, assuming 5% a year before costs, total costs come to $603 over 5 years, cutting the return by 1.01% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.96%) | $101 | $315 | $546 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $16 | $55 |
| Total costs | $101 | $331 | $603 |
| Value after costs | $10,399 | $11,245 | $12,160 |
| Impact on return, per year | 1.01% | 1.01% | 1.01% |
C000237875 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0028%
- Total broker commissions: $193
- Bought from dealers (principal trades, not a cost): $9.9M
- Portfolio turnover (prospectus): 0%
- Securities lending: none during the year
C000237875 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. INTERNATIONAL PLC | $66 | 34.21% |
| BARCLAYS BANK PLC | $66 | 34.21% |
| BARCLAYS CAPITAL, INC. | $44 | 23.02% |
| MORGAN STANLEY & CO. LLC | $15 | 7.85% |
| INSTINET, LLC | $1 | 0.39% |
| UBS AG | $1 | 0.31% |
C000237875 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| WELLS FARGO SECURITIES, LLC | $2.7M | 28.56% |
| BMO NESBITT BURNS INC. | $2.1M | 22.17% |
| NOMURA SECURITIES INTERNATIONAL, INC. | $1.2M | 12.89% |
| CitiGroup Global Markets Inc. | $885K | 9.20% |
| BARCLAYS CAPITAL, INC. | $875K | 9.10% |
| MORGAN STANLEY & CO. LLC | $656K | 6.82% |
| BOFA SECURITIES, INC. | $528K | 5.49% |
| RBC CAPITAL MARKETS, LLC | $224K | 2.33% |
| J.P. Morgan Securities LLC | $208K | 2.16% |
| DREXEL HAMILTON, LLC | $123K | 1.28% |
Goldman Sachs Variable Insurance Trust Buffered S&P 500 Fund - May/Nov Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000237876 | Institutional Shares | 0.71% | — |
| C000237875 | Service Shares | 0.96% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.