C000237874 Fees and Costs — Goldman Sachs Variable Insurance Trust Buffered S&P 500 Fund - Mar/Sep, Institutional Shares
Data updated: 2026-08-26
The net expense ratio is 0.72% (4.86% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $223 in broker commissions, 0.0029% of average net assets, and portfolio turnover was 0%.
C000237874 Fees and Expenses
Annual operating expenses and sales charges of C000237874. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | — |
| Other expenses | 4.31% |
| Gross expense ratio | 4.86% |
| Fee waiver | −4.14% |
| Net expense ratio | 0.72% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000237874 Costs Over Time
On $10,000 invested in C000237874, assuming 5% a year before costs, total costs come to $455 over 5 years, cutting the return by 0.76% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.72%) | $76 | $237 | $411 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $12 | $42 |
| Total costs | $76 | $249 | $455 |
| Value after costs | $10,424 | $11,327 | $12,308 |
| Impact on return, per year | 0.76% | 0.76% | 0.76% |
C000237874 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0029%
- Total broker commissions: $223
- Bought from dealers (principal trades, not a cost): $12.6M
- Portfolio turnover (prospectus): 0%
- Securities lending: none during the year
C000237874 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BARCLAYS BANK PLC | $88 | 39.38% |
| UBS AG | $66 | 29.62% |
| BARCLAYS CAPITAL, INC. | $51 | 22.89% |
| MORGAN STANLEY & CO. LLC | $16 | 7.00% |
| INSTINET, LLC | $2 | 1.12% |
C000237874 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BMO NESBITT BURNS INC. | $3.2M | 26.12% |
| WELLS FARGO SECURITIES, LLC | $3.0M | 24.23% |
| BARCLAYS CAPITAL, INC. | $1.5M | 12.15% |
| NOMURA SECURITIES INTERNATIONAL, INC. | $1.4M | 11.23% |
| CitiGroup Global Markets Inc. | $1.1M | 8.49% |
| BOFA SECURITIES, INC. | $840K | 6.78% |
| MORGAN STANLEY & CO. LLC | $573K | 4.63% |
| DEUTSCHE BANK SECURITIES, INC. | $362K | 2.93% |
| Daiwa Capital Markets America, Inc. | $218K | 1.76% |
| J.P. Morgan Securities LLC | $208K | 1.68% |
Goldman Sachs Variable Insurance Trust Buffered S&P 500 Fund - Mar/Sep Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000237874 | Institutional Shares | 0.72% | — |
| C000237873 | Service Shares | 0.97% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.