C000236280 Fees and Costs — VIP Investment Grade Bond II Portfolio, Initial Class
Data updated: 2026-08-24
The net expense ratio is 0.38%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $16K in broker commissions, 0.0005% of average net assets, and portfolio turnover was 182%.
C000236280 Fees and Expenses
Annual operating expenses and sales charges of C000236280. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.38% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.38% |
| Fee waiver | — |
| Net expense ratio | 0.38% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000236280 Costs Over Time
On $10,000 invested in C000236280, assuming 5% a year before costs, total costs come to $241 over 5 years, cutting the return by 0.40% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.38%) | $40 | $125 | $219 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $6 | $22 |
| Total costs | $40 | $132 | $241 |
| Value after costs | $10,460 | $11,445 | $12,522 |
| Impact on return, per year | 0.40% | 0.40% | 0.40% |
C000236280 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0005%
- Total broker commissions: $16K
- Bought from dealers (principal trades, not a cost): $12.4B
- Portfolio turnover (prospectus): 182%
- Securities on loan, average value: $0
- Net income from securities lending: $12K (0.000% of average net assets)
C000236280 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $15K | 92.91% |
| JPMORGAN CHASE and CO | $858 | 5.50% |
| GOLDMAN SACHS GROUP INC (THE) | $248 | 1.59% |
C000236280 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $2.8B | 23.00% |
| MORGAN STANLEY | $1.9B | 16.05% |
| JPMORGAN CHASE and CO | $1.7B | 13.87% |
| BARCLAYS PLC | $1.7B | 13.85% |
| CITIGROUP INC | $1.5B | 12.32% |
| BANK OF AMERICA CORPORATION | $1.0B | 8.64% |
| WELLS FARGO and CO | $659.1M | 5.44% |
| MIZUHO FINANCIAL GROUP INC | $391.4M | 3.23% |
| BNP PARIBAS | $291.0M | 2.40% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $142.8M | 1.18% |
VIP Investment Grade Bond II Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000236280 | Initial Class | 0.38% | — |
| C000236281 | Investor Class | 0.41% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.