C000223919 Fees and Costs — Guardian Short Duration Bond VIP Fund
Data updated: 2026-08-14
The net expense ratio is 0.47%: a 0.45% management fee plus 0.17% other expenses, less a 0.15% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $931 in broker commissions, 0.0007% of average net assets, and portfolio turnover was 169%.
C000223919 Fees and Expenses
Annual operating expenses and sales charges of C000223919. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.45% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.17% |
| Gross expense ratio | 0.62% |
| Fee waiver | −0.15% |
| Net expense ratio | 0.47% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000223919 Costs Over Time
On $10,000 invested in C000223919, assuming 5% a year before costs, total costs come to $298 over 5 years, cutting the return by 0.49% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.47%) | $49 | $155 | $270 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $8 | $27 |
| Total costs | $49 | $163 | $298 |
| Value after costs | $10,451 | $11,414 | $12,465 |
| Impact on return, per year | 0.49% | 0.49% | 0.49% |
C000223919 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0007%
- Total broker commissions: $931
- Bought from dealers (principal trades, not a cost): $1.6B
- Portfolio turnover (prospectus): 169%
- Securities lending: none during the year
C000223919 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $931 | 100.00% |
C000223919 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $996.4M | 67.00% |
| J.P. Morgan Securities LLC | $149.3M | 10.04% |
| BofA Securities, Inc. | $63.5M | 4.27% |
| Goldman Sachs & Co. LLC | $57.5M | 3.87% |
| Morgan Stanley & Co. LLC | $51.9M | 3.49% |
| Nomura Securities International, Inc. | $46.0M | 3.09% |
| BNY Capital Markets, LLC | $41.2M | 2.77% |
| Wells Fargo Securities, LLC | $35.8M | 2.41% |
| Citigroup Global Markets Inc. | $27.4M | 1.84% |
| Barclays Capital Inc. | $18.3M | 1.23% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.