C000219769 Fees and Costs — Guardian Strategic Large Cap Core VIP Fund
Data updated: 2026-08-14
The net expense ratio is 0.91%: a 0.55% management fee, a 0.25% 12b-1 fee plus 0.13% other expenses, less a 0.02% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $20K in broker commissions, 0.0100% of average net assets, and portfolio turnover was 43%.
C000219769 Fees and Expenses
Annual operating expenses and sales charges of C000219769. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.55% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.13% |
| Gross expense ratio | 0.93% |
| Fee waiver | −0.02% |
| Net expense ratio | 0.91% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000219769 Costs Over Time
On $10,000 invested in C000219769, assuming 5% a year before costs, total costs come to $576 over 5 years, cutting the return by 0.97% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.91%) | $96 | $298 | $518 |
| Trading costs (broker commissions) | $1 | $3 | $6 |
| Lost growth on money paid in costs | $0 | $15 | $53 |
| Total costs | $97 | $317 | $576 |
| Value after costs | $10,403 | $11,260 | $12,186 |
| Impact on return, per year | 0.97% | 0.97% | 0.97% |
C000219769 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0100%
- Total broker commissions: $20K
- Bought from dealers (principal trades, not a cost): $637.2M
- Portfolio turnover (prospectus): 43%
- Securities lending: none during the year
C000219769 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $4K | 22.60% |
| Goldman Sachs & Co. LLC | $3K | 19.31% |
| BofA Securities, Inc. | $3K | 17.38% |
| Wells Fargo Securities, LLC | $1K | 8.06% |
| Morgan Stanley & Co. LLC | $1K | 7.85% |
| Jefferies LLC | $1K | 7.28% |
| J.P. Morgan Securities LLC | $953 | 5.48% |
| Barclays Capital Inc. | $908 | 5.22% |
| BMO Capital Markets Corp. | $707 | 4.06% |
| Citigroup Global Markets Inc. | $477 | 2.74% |
C000219769 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $637.2M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.