C000219767 Fees and Costs — Guardian Select Mid Cap Core VIP Fund
Data updated: 2026-08-14
The net expense ratio is 0.98%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $70K in broker commissions, 0.0393% of average net assets, and portfolio turnover was 60%.
C000219767 Fees and Expenses
Annual operating expenses and sales charges of C000219767. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.53% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.18% |
| Gross expense ratio | 0.98% |
| Fee waiver | — |
| Net expense ratio | 0.98% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000219767 Costs Over Time
On $10,000 invested in C000219767, assuming 5% a year before costs, total costs come to $637 over 5 years, cutting the return by 1.07% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.98%) | $103 | $321 | $557 |
| Trading costs (broker commissions) | $4 | $13 | $22 |
| Lost growth on money paid in costs | $0 | $17 | $58 |
| Total costs | $107 | $350 | $637 |
| Value after costs | $10,393 | $11,226 | $12,125 |
| Impact on return, per year | 1.07% | 1.07% | 1.07% |
C000219767 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0393%
- Total broker commissions: $70K
- Bought from dealers (principal trades, not a cost): $556.7M
- Portfolio turnover (prospectus): 60%
- Securities lending: none during the year
C000219767 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| National Financial Services LLC | $13K | 21.74% |
| J.P. Morgan Securities LLC | $12K | 19.40% |
| Goldman Sachs & Co. LLC | $9K | 14.76% |
| BofA Securities, Inc. | $7K | 10.95% |
| Morgan Stanley & Co. LLC | $6K | 9.08% |
| Citigroup Global Markets Inc. | $4K | 6.92% |
| UBS Securities LLC | $4K | 6.69% |
| Jefferies LLC | $2K | 3.94% |
| Barclays Capital Inc. | $2K | 3.60% |
| BNP Paribas Securities Corp. | $2K | 2.92% |
C000219767 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $554.1M | 99.55% |
| Goldman Sachs & Co. LLC | $1.4M | 0.26% |
| Wells Fargo Securities, LLC | $376K | 0.07% |
| J.P. Morgan Securities LLC | $271K | 0.05% |
| Jefferies LLC | $133K | 0.02% |
| Barclays Capital Inc. | $109K | 0.02% |
| Morgan Stanley & Co. LLC | $97K | 0.02% |
| Citigroup Global Markets Inc. | $40K | 0.01% |
| BofA Securities, Inc. | $28K | 0.01% |
| BMO Capital Markets Corp. | $20K | 0.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.