C000200219 Fees and Costs — Guardian Multi-Sector Bond VIP Fund
Data updated: 2026-08-14
The net expense ratio is 0.96% (0.98% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $18K in broker commissions, 0.0103% of average net assets, and portfolio turnover was 204%.
C000200219 Fees and Expenses
Annual operating expenses and sales charges of C000200219. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.52% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.19% |
| Gross expense ratio | 0.98% |
| Fee waiver | −0.02% |
| Net expense ratio | 0.96% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000200219 Costs Over Time
On $10,000 invested in C000200219, assuming 5% a year before costs, total costs come to $607 over 5 years, cutting the return by 1.02% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.96%) | $101 | $315 | $546 |
| Trading costs (broker commissions) | $1 | $3 | $6 |
| Lost growth on money paid in costs | $0 | $16 | $56 |
| Total costs | $102 | $334 | $607 |
| Value after costs | $10,398 | $11,243 | $12,156 |
| Impact on return, per year | 1.02% | 1.02% | 1.02% |
C000200219 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0103%
- Total broker commissions: $18K
- Bought from dealers (principal trades, not a cost): $2.8B
- Portfolio turnover (prospectus): 204%
- Securities lending: none during the year
C000200219 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $10K | 56.65% |
| Jane Street Execution Services, LLC | $5K | 27.88% |
| Virtu Americas LLC | $624 | 3.62% |
| Morgan Stanley & Co. LLC | $533 | 3.09% |
| BofA Securities, Inc. | $472 | 2.74% |
| Piper Sandler & Co. | $430 | 2.49% |
| J.P. Morgan Securities LLC | $280 | 1.62% |
| BMO Capital Markets Corp. | $116 | 0.67% |
| BNY Capital Markets, LLC | $111 | 0.64% |
| Susquehanna Financial Group, LLLP | $104 | 0.60% |
C000200219 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $1.4B | 56.20% |
| Goldman Sachs & Co. LLC | $472.2M | 18.34% |
| J.P. Morgan Securities LLC | $201.4M | 7.82% |
| BofA Securities, Inc. | $136.6M | 5.31% |
| Wells Fargo Securities, LLC | $119.6M | 4.65% |
| Citigroup Global Markets Inc. | $56.1M | 2.18% |
| Morgan Stanley & Co. LLC | $54.8M | 2.13% |
| Barclays Capital Inc. | $32.7M | 1.27% |
| RBC Capital Markets, LLC | $31.0M | 1.21% |
| BNY Capital Markets, LLC | $23.2M | 0.90% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.