C000200218 Fees and Costs — Guardian Global Utilities VIP Fund
Data updated: 2026-08-14
The net expense ratio is 1.12%: a 0.73% management fee, a 0.25% 12b-1 fee plus 0.32% other expenses, less a 0.18% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $13K in broker commissions, 0.0269% of average net assets, and portfolio turnover was 28%.
C000200218 Fees and Expenses
Annual operating expenses and sales charges of C000200218. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.73% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.32% |
| Gross expense ratio | 1.30% |
| Fee waiver | −0.18% |
| Net expense ratio | 1.12% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000200218 Costs Over Time
On $10,000 invested in C000200218, assuming 5% a year before costs, total costs come to $715 over 5 years, cutting the return by 1.20% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.12%) | $118 | $366 | $634 |
| Trading costs (broker commissions) | $3 | $9 | $15 |
| Lost growth on money paid in costs | $0 | $19 | $66 |
| Total costs | $120 | $394 | $715 |
| Value after costs | $10,380 | $11,182 | $12,048 |
| Impact on return, per year | 1.20% | 1.20% | 1.20% |
C000200218 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0269%
- Total broker commissions: $13K
- Bought from dealers (principal trades, not a cost): $81.1M
- Portfolio turnover (prospectus): 28%
- Securities lending: none during the year
C000200218 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $3K | 24.08% |
| Citigroup Global Markets Inc. | $2K | 15.78% |
| J.P. Morgan Securities LLC | $1K | 11.94% |
| Goldman Sachs & Co. LLC | $1K | 11.28% |
| Mizuho Securities USA LLC | $932 | 8.80% |
| UBS Securities LLC | $876 | 8.27% |
| BofA Securities, Inc. | $669 | 6.32% |
| Jefferies LLC | $568 | 5.37% |
| BTIG, LLC | $476 | 4.49% |
| Barclays Capital Inc. | $388 | 3.67% |
C000200218 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $81.1M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.