C000200216 Fees and Costs — Guardian Small Cap Value Diversified VIP Fund
Data updated: 2026-08-14
The net expense ratio is 1.05%: a 0.69% management fee, a 0.25% 12b-1 fee plus 0.15% other expenses, less a 0.04% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $344K in broker commissions, 0.1981% of average net assets, and portfolio turnover was 154%.
C000200216 Fees and Expenses
Annual operating expenses and sales charges of C000200216. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.69% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.15% |
| Gross expense ratio | 1.09% |
| Fee waiver | −0.04% |
| Net expense ratio | 1.05% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000200216 Costs Over Time
On $10,000 invested in C000200216, assuming 5% a year before costs, total costs come to $777 over 5 years, cutting the return by 1.31% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.05%) | $110 | $343 | $593 |
| Trading costs (broker commissions) | $21 | $65 | $112 |
| Lost growth on money paid in costs | $0 | $20 | $71 |
| Total costs | $131 | $428 | $777 |
| Value after costs | $10,369 | $11,148 | $11,986 |
| Impact on return, per year | 1.31% | 1.31% | 1.31% |
C000200216 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.1981%
- Total broker commissions: $344K
- Bought from dealers (principal trades, not a cost): $918.9M
- Portfolio turnover (prospectus): 154%
- Securities lending: none during the year
C000200216 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $119K | 37.91% |
| RBC Capital Markets, LLC | $100K | 31.91% |
| National Financial Services LLC | $22K | 7.02% |
| UBS Securities LLC | $16K | 5.22% |
| Nomura Securities International, Inc. | $13K | 4.25% |
| Wells Fargo Securities, LLC | $11K | 3.58% |
| Morgan Stanley & Co. LLC | $10K | 3.08% |
| Goldman Sachs & Co. LLC | $10K | 3.05% |
| Stifel, Nicolaus & Company, Incorporated | $6K | 2.01% |
| Jefferies LLC | $6K | 1.97% |
C000200216 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $912.1M | 99.26% |
| Goldman Sachs & Co. LLC | $1.9M | 0.21% |
| Jefferies LLC | $1.5M | 0.17% |
| Morgan Stanley & Co. LLC | $961K | 0.10% |
| BofA Securities, Inc. | $835K | 0.09% |
| Craig-Hallum Capital Group LLC | $815K | 0.09% |
| J.P. Morgan Securities LLC | $703K | 0.08% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.