C000193974 Fees and Costs — SA Fixed Income Intermediate Index Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 0.59%: a 0.30% management fee, a 0.25% 12b-1 fee plus 0.09% other expenses, less a 0.06% fee waiver. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $5K in broker commissions, 0.0010% of average net assets, and portfolio turnover was 80%.
C000193974 Fees and Expenses
Annual operating expenses and sales charges of C000193974. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.30% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.09% |
| Gross expense ratio | 0.65% |
| Fee waiver | −0.06% |
| Net expense ratio | 0.59% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000193974 Costs Over Time
On $10,000 invested in C000193974, assuming 5% a year before costs, total costs come to $373 over 5 years, cutting the return by 0.62% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.59%) | $62 | $194 | $338 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $10 | $34 |
| Total costs | $62 | $204 | $373 |
| Value after costs | $10,438 | $11,372 | $12,390 |
| Impact on return, per year | 0.62% | 0.62% | 0.62% |
C000193974 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0010%
- Total broker commissions: $5K
- Bought from dealers (principal trades, not a cost): $1.1B
- Portfolio turnover (prospectus): 80%
- Securities lending: none during the year
C000193974 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Guardian Capital LP | $5K | 97.60% |
| BofA Securities, Inc. | $120 | 2.40% |
C000193974 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $378.7M | 37.58% |
| Morgan Stanley & Co. LLC | $293.6M | 29.13% |
| Stonex Financial Inc. | $127.5M | 12.66% |
| Goldman Sachs & Co. LLC | $41.8M | 4.15% |
| Citadel Securities LLC | $40.3M | 4.00% |
| BMO Capital Markets Corp. | $34.7M | 3.45% |
| J.P. Morgan Securities LLC | $29.5M | 2.93% |
| Citigroup Global Markets Inc. | $21.7M | 2.16% |
| Barclays Capital Inc. | $20.5M | 2.04% |
| BofA Securities, Inc. | $19.4M | 1.92% |
SA Fixed Income Intermediate Index Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000193973 | Class 1 | 0.34% | — |
| C000193974 | Class 3 | 0.59% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.