C000193972 Fees and Costs — SA VCP Index Allocation Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 0.78%. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $14K in broker commissions, 0.0024% of average net assets, and portfolio turnover was 9%.
C000193972 Fees and Expenses
Annual operating expenses and sales charges of C000193972. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.20% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 0.78% |
| Fee waiver | — |
| Net expense ratio | 0.78% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
C000193972 Costs Over Time
On $10,000 invested in C000193972, assuming 5% a year before costs, total costs come to $492 over 5 years, cutting the return by 0.82% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.78%) | $82 | $256 | $445 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $13 | $45 |
| Total costs | $82 | $270 | $492 |
| Value after costs | $10,418 | $11,307 | $12,271 |
| Impact on return, per year | 0.82% | 0.82% | 0.82% |
C000193972 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0024%
- Total broker commissions: $14K
- Bought from dealers (principal trades, not a cost): $241.0M
- Portfolio turnover (prospectus): 9%
- Securities lending: none during the year
C000193972 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $14K | 100.00% |
C000193972 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $210.7M | 87.46% |
| Goldman Sachs & Co. LLC | $14.8M | 6.16% |
| Nomura Securities International, Inc. | $10.9M | 4.52% |
| Morgan Stanley & Co. LLC | $1.5M | 0.61% |
| Barclays Capital Inc. | $1.3M | 0.53% |
| Daiwa Capital Markets America Inc. | $940K | 0.39% |
| J.P. Morgan Securities LLC | $616K | 0.26% |
| RBC Capital Markets, LLC | $168K | 0.07% |
| T. Rowe Price Investment Services, Inc. | $48 | 0.00% |
SA VCP Index Allocation Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000193971 | Class 1 | 0.53% | — |
| C000193972 | Class 3 | 0.78% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.