C000193968 Fees and Costs — SA Goldman Sachs Multi-Asset Insights Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 1.11% (1.43% before fee waivers). There are no sales loads or redemption fees. In fiscal 2026 the fund paid $11K in broker commissions, 0.0224% of average net assets, and portfolio turnover was 154%.
C000193968 Fees and Expenses
Annual operating expenses and sales charges of C000193968. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.70% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.45% |
| Gross expense ratio | 1.43% |
| Fee waiver | −0.32% |
| Net expense ratio | 1.11% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000193968 Costs Over Time
On $10,000 invested in C000193968, assuming 5% a year before costs, total costs come to $706 over 5 years, cutting the return by 1.19% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.11%) | $117 | $363 | $629 |
| Trading costs (broker commissions) | $2 | $7 | $13 |
| Lost growth on money paid in costs | $0 | $18 | $65 |
| Total costs | $119 | $389 | $706 |
| Value after costs | $10,381 | $11,187 | $12,056 |
| Impact on return, per year | 1.19% | 1.19% | 1.19% |
C000193968 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0224%
- Total broker commissions: $11K
- Bought from dealers (principal trades, not a cost): $92.9M
- Portfolio turnover (prospectus): 154%
- Securities lending: none during the year
C000193968 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| National Financial Services LLC | $3K | 30.03% |
| BofA Securities, Inc. | $3K | 22.48% |
| Citigroup Global Markets Inc. | $1K | 12.37% |
| UBS Securities LLC | $1K | 10.90% |
| Morgan Stanley & Co. LLC | $902 | 8.01% |
| J.P. Morgan Securities LLC | $607 | 5.40% |
| Nomura Securities International, Inc. | $447 | 3.97% |
| Daiwa Capital Markets America Inc. | $350 | 3.11% |
| SG Americas Securities, LLC | $315 | 2.80% |
| CACEIS Bank Deutschland GmbH | $104 | 0.93% |
C000193968 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $54.4M | 58.53% |
| State Street Bank and Trust Company | $38.5M | 41.47% |
SA Goldman Sachs Multi-Asset Insights Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000193967 | Class 1 | 0.86% | — |
| C000193968 | Class 3 | 1.11% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.