C000177072 Fees and Costs — SA International Index Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 0.75%: a 0.40% management fee, a 0.25% 12b-1 fee plus 0.10% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $83K in broker commissions, 0.0086% of average net assets, and portfolio turnover was 18%.
C000177072 Fees and Expenses
Annual operating expenses and sales charges of C000177072. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.40% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.10% |
| Gross expense ratio | 0.75% |
| Fee waiver | — |
| Net expense ratio | 0.75% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000177072 Costs Over Time
On $10,000 invested in C000177072, assuming 5% a year before costs, total costs come to $477 over 5 years, cutting the return by 0.80% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.75%) | $79 | $246 | $428 |
| Trading costs (broker commissions) | $1 | $3 | $5 |
| Lost growth on money paid in costs | $0 | $12 | $44 |
| Total costs | $80 | $261 | $477 |
| Value after costs | $10,420 | $11,315 | $12,286 |
| Impact on return, per year | 0.80% | 0.80% | 0.80% |
C000177072 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0086%
- Total broker commissions: $83K
- Bought from dealers (principal trades, not a cost): $2.6B
- Portfolio turnover (prospectus): 18%
- Securities lending: none during the year
C000177072 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Barclays Capital Inc. | $34K | 44.74% |
| Macquarie Capital (USA) Inc. | $10K | 13.10% |
| Goldman Sachs & Co. LLC | $10K | 13.00% |
| Wells Fargo Securities, LLC | $5K | 6.69% |
| BNP Paribas Securities Corp. | $5K | 6.50% |
| Daiwa Capital Markets America Inc. | $3K | 3.56% |
| Citigroup Global Markets Inc. | $3K | 3.43% |
| Morgan Stanley & Co. LLC | $2K | 3.15% |
| UBS Securities LLC | $2K | 3.09% |
| BofA Securities, Inc. | $2K | 2.74% |
C000177072 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $2.6B | 99.75% |
| BNY Capital Markets, LLC | $3.6M | 0.14% |
| Macquarie Capital (USA) Inc. | $2.3M | 0.09% |
| Goldman Sachs & Co. LLC | $486K | 0.02% |
| Mizuho Securities USA LLC | $129K | 0.00% |
| HSBC Securities (USA) Inc. | $3K | 0.00% |
SA International Index Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000177071 | Class 1 | 0.50% | — |
| C000177072 | Class 3 | 0.75% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.