C000176246 Fees and Costs — Capital World Growth and Income Fund, Class 1A
Data updated: 2026-08-27
The net expense ratio is 0.66%: a 0.47% management fee plus 0.29% other expenses, less a 0.10% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $585K in broker commissions, 0.0296% of average net assets, and portfolio turnover was 45%.
C000176246 Fees and Expenses
Annual operating expenses and sales charges of C000176246. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.47% |
| 12b-1 fee | — |
| Other expenses | 0.29% |
| Gross expense ratio | 0.76% |
| Fee waiver | −0.10% |
| Net expense ratio | 0.66% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000176246 Costs Over Time
On $10,000 invested in C000176246, assuming 5% a year before costs, total costs come to $434 over 5 years, cutting the return by 0.72% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.66%) | $69 | $217 | $377 |
| Trading costs (broker commissions) | $3 | $10 | $17 |
| Lost growth on money paid in costs | $0 | $11 | $40 |
| Total costs | $72 | $238 | $434 |
| Value after costs | $10,428 | $11,338 | $12,329 |
| Impact on return, per year | 0.72% | 0.72% | 0.72% |
C000176246 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0296%
- Total broker commissions: $585K
- Bought from dealers (principal trades, not a cost): $12.0M
- Portfolio turnover (prospectus): 45%
- Securities on loan, average value: $2.4M
- Net income from securities lending: $16K (0.001% of average net assets)
C000176246 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $80K | 19.43% |
| Morgan Stanley & Co. LLC | $52K | 12.69% |
| Jefferies & Company Inc. | $49K | 12.01% |
| Bank of America, N.A. | $44K | 10.83% |
| J.P. Morgan Securities LLC | $43K | 10.55% |
| Citigroup Global Markets Inc. | $43K | 10.38% |
| UBS AG | $41K | 10.07% |
| TD Securities (USA) | $26K | 6.33% |
| RBC Capital Markets LLC | $16K | 3.89% |
| Virtu Americas LLC | $16K | 3.82% |
C000176246 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $4.9M | 40.42% |
| Citigroup Global Markets Inc. | $2.4M | 20.04% |
| Bank of America, N.A. | $1.2M | 9.88% |
| SMBC Nikko Securities | $1.0M | 8.50% |
| Goldman Sachs & Co. LLC | $917K | 7.61% |
| Barclays Bank PLC | $731K | 6.07% |
| Banco Santander S.A. | $518K | 4.30% |
| Morgan Stanley & Co. LLC | $382K | 3.17% |
Capital World Growth and Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000037623 | Class 1 | 0.41% | — |
| C000037624 | Class 2 | 0.66% | — |
| C000176246 | Class 1A | 0.66% | — |
| C000121514 | Class 4 | 0.91% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.