C000174388 Fees and Costs — Variable Portfolio - U.S. Flexible Growth Fund, Class 2
Data updated: 2026-08-28
The net expense ratio is 0.93%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $678K in broker commissions, 0.0156% of average net assets, and portfolio turnover was 216%.
C000174388 Fees and Expenses
Annual operating expenses and sales charges of C000174388. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.20% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.06% |
| Gross expense ratio | 0.93% |
| Fee waiver | — |
| Net expense ratio | 0.93% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000174388 Costs Over Time
On $10,000 invested in C000174388, assuming 5% a year before costs, total costs come to $592 over 5 years, cutting the return by 0.99% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.93%) | $98 | $305 | $529 |
| Trading costs (broker commissions) | $2 | $5 | $9 |
| Lost growth on money paid in costs | $0 | $15 | $54 |
| Total costs | $99 | $325 | $592 |
| Value after costs | $10,401 | $11,251 | $12,171 |
| Impact on return, per year | 0.99% | 0.99% | 0.99% |
C000174388 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0156%
- Total broker commissions: $678K
- Bought from dealers (principal trades, not a cost): $11.1B
- Portfolio turnover (prospectus): 216%
- Securities lending: none during the year
C000174388 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $220K | 32.41% |
| Jane Street Execution Services, LLC | $194K | 28.65% |
| J.P. Morgan Securities LLC | $149K | 21.99% |
| Morgan Stanley & Co. LLC | $67K | 9.94% |
| Wells Fargo Securities, LLC | $33K | 4.86% |
| UBS Securities LLC | $7K | 1.03% |
| Barclays Capital Inc. | $4K | 0.56% |
| Citigroup Global Markets Inc. | $2K | 0.30% |
| Jefferies LLC | $1K | 0.22% |
| Virtu Americas LLC | $300 | 0.04% |
C000174388 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Wells Fargo Securities, LLC | $3.8B | 34.02% |
| Goldman Sachs & Co. LLC | $1.9B | 17.13% |
| Morgan Stanley & Co. LLC | $1.8B | 16.51% |
| Citigroup Global Markets Inc. | $1.4B | 13.06% |
| J.P. Morgan Securities LLC | $1.2B | 10.72% |
| Barclays Capital Inc. | $705.2M | 6.36% |
| BMO Capital Markets Corp. | $244.2M | 2.20% |
Variable Portfolio - U.S. Flexible Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000206838 | Class 1 | 0.68% | — |
| C000174388 | Class 2 | 0.93% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.