C000173957 Fees and Costs — AZL International Index Fund, Class 1
Data updated: 2026-08-25
The net expense ratio is 0.45%: a 0.35% management fee plus 0.10% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $87K in broker commissions, 0.0071% of average net assets, and portfolio turnover was 4%.
C000173957 Fees and Expenses
Annual operating expenses and sales charges of C000173957. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.35% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.10% |
| Gross expense ratio | 0.45% |
| Fee waiver | — |
| Net expense ratio | 0.45% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000173957 Costs Over Time
On $10,000 invested in C000173957, assuming 5% a year before costs, total costs come to $289 over 5 years, cutting the return by 0.48% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.45%) | $47 | $148 | $259 |
| Trading costs (broker commissions) | $1 | $2 | $4 |
| Lost growth on money paid in costs | $0 | $7 | $26 |
| Total costs | $48 | $158 | $289 |
| Value after costs | $10,452 | $11,418 | $12,474 |
| Impact on return, per year | 0.48% | 0.48% | 0.48% |
C000173957 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0071%
- Total broker commissions: $87K
- Bought from dealers (principal trades, not a cost): $47.9M
- Portfolio turnover (prospectus): 4%
- Securities on loan, average value: $9.9M
- Net income from securities lending: $80K (0.007% of average net assets)
C000173957 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $15K | 20.10% |
| UBS Securities LLC | $10K | 13.67% |
| Barclays Capital Inc. | $10K | 12.96% |
| Citigroup Global Markets Inc. | $9K | 11.87% |
| Morgan Stanley & Co. LLC | $7K | 9.70% |
| J.P. Morgan Securities LLC | $6K | 8.10% |
| BNP Paribas Securities Corp. | $5K | 7.05% |
| Jefferies LLC | $5K | 6.50% |
| RBC Capital Markets, LLC | $4K | 5.35% |
| BofA Securities, Inc. | $4K | 4.70% |
C000173957 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $25.1M | 52.40% |
| BNY Mellon Capital Markets, LLC | $22.8M | 47.60% |
| Citigroup Global Markets Inc. | $10 | 0.00% |
AZL International Index Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000173957 | Class 1 | 0.45% | — |
| C000075766 | Class 2 | 0.70% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.