C000164960 Fees and Costs — SA T. Rowe Price VCP Balanced Portfolio, Class 3
Data updated: 2026-09-28
The net expense ratio is 1.09%: a 0.76% management fee, a 0.25% 12b-1 fee plus 0.07% other expenses. There are no sales loads or redemption fees. In fiscal 2026 the fund paid $243K in broker commissions, 0.0175% of average net assets, and portfolio turnover was 39%.
C000164960 Fees and Expenses
Annual operating expenses and sales charges of C000164960. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.76% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.07% |
| Gross expense ratio | 1.09% |
| Fee waiver | — |
| Net expense ratio | 1.09% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
C000164960 Costs Over Time
On $10,000 invested in C000164960, assuming 5% a year before costs, total costs come to $691 over 5 years, cutting the return by 1.16% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.09%) | $114 | $357 | $618 |
| Trading costs (broker commissions) | $2 | $6 | $10 |
| Lost growth on money paid in costs | $0 | $18 | $63 |
| Total costs | $116 | $380 | $691 |
| Value after costs | $10,384 | $11,196 | $12,072 |
| Impact on return, per year | 1.16% | 1.16% | 1.16% |
C000164960 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending January 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0175%
- Total broker commissions: $243K
- Bought from dealers (principal trades, not a cost): $1.6B
- Portfolio turnover (prospectus): 39%
- Securities lending: none during the year
C000164960 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $56K | 32.76% |
| Morgan Stanley & Co. LLC | $19K | 11.19% |
| UBS Securities LLC | $16K | 9.37% |
| Citigroup Global Markets Inc. | $16K | 9.34% |
| BofA Securities, Inc. | $15K | 8.47% |
| Goldman Sachs & Co. LLC | $14K | 8.26% |
| Jefferies LLC | $13K | 7.34% |
| BNP Paribas Securities Corp. | $8K | 4.91% |
| RBC Capital Markets, LLC | $7K | 4.28% |
| Barclays Capital Inc. | $7K | 4.06% |
C000164960 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $622.4M | 42.53% |
| Wells Fargo Securities, LLC | $238.4M | 16.29% |
| Goldman Sachs & Co. LLC | $186.7M | 12.76% |
| J.P. Morgan Securities LLC | $158.1M | 10.80% |
| Morgan Stanley & Co. LLC | $99.4M | 6.79% |
| BofA Securities, Inc. | $43.0M | 2.94% |
| Citigroup Global Markets Inc. | $41.1M | 2.81% |
| Barclays Capital Inc. | $32.5M | 2.22% |
| BMO Capital Markets Corp. | $21.5M | 1.47% |
| Deutsche Bank Securities Inc. | $20.5M | 1.40% |
SA T. Rowe Price VCP Balanced Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000171605 | Class 1 | 0.84% | — |
| C000164960 | Class 3 | 1.09% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.