C000160528 Performance — Dimensional Retirement Income Fund, Institutional Class Shares
Data updated: 2026-09-24
C000160528 returned +3.14% year to date and +6.57% over one year to Jul 2026. Annualised returns are +6.82% over 3 years and +3.40% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $122, against $146 for the category, and to $107 over one year, against $116. Volatility over the past three years was 4.06% a year. In the 12 months to Jul 2026 the fund lost a net $6.3M, and assets reached $60.51M.
C000160528 Growth of $100
What $100 invested in Dimensional Retirement Income Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | C000160528 | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $107 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $122 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $118 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $140 | $186 |
C000160528 Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +3.14% |
| 1 year | +6.57% |
| 3 years (annualised) | +6.82% |
| 5 years (annualised) | +3.40% |
C000160528 Annual Returns
Calendar-year total returns of Dimensional Retirement Income Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +3.14% |
| 2025 | +8.81% |
| 2024 | +6.19% |
| 2023 | +7.76% |
| 2022 | −9.34% |
| 2021 | +6.85% |
| 2020 | +9.33% |
| 2019 (Aug–Dec) | +2.66% |
C000160528 Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.0% | +1.0% | −1.8% | +2.5% | +1.1% | −0.3% | −0.3% | — | — | — | — | — |
| 2025 | +1.3% | +1.0% | −0.3% | +0.2% | +1.0% | +1.5% | +0.4% | +1.5% | +0.9% | +0.6% | +0.3% | −0.1% |
| 2024 | +0.4% | +0.5% | +1.1% | −1.3% | +2.0% | +0.9% | +1.5% | +0.9% | +1.3% | −1.2% | +1.2% | −1.3% |
| 2023 | +2.6% | −1.3% | +2.2% | +0.5% | −0.9% | +1.1% | +1.0% | −0.7% | −1.7% | −0.8% | +3.1% | +2.4% |
| 2022 | −2.0% | −0.1% | −0.7% | −2.7% | −0.2% | −3.5% | +4.0% | −2.2% | −5.4% | +1.9% | +2.6% | −1.3% |
| 2021 | +0.2% | −0.2% | +0.6% | +1.7% | +0.9% | +0.3% | +1.7% | +0.3% | −1.2% | +1.4% | 0.0% | +1.0% |
| 2020 | +0.8% | −1.1% | −3.6% | +3.5% | +1.4% | +1.1% | +2.1% | +1.9% | −0.8% | −0.7% | +2.9% | +1.6% |
| 2019 | — | — | — | — | — | — | — | +0.6% | −0.1% | +0.6% | +0.7% | +0.9% |
C000160528 Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 4.06%
- 3-year Sharpe ratio: 0.57 (vs 4.5% risk-free rate)
- Best month: +3.11% (Nov 2023)
- Worst month: −1.75% (Mar 2026)
C000160528 Fund Flows
Monthly money in and out of Dimensional Retirement Income Fund, from SEC Form N-PORT.
- 12-month net flow: −$6.3M
- 12-month gross sales (incl. reinvestments): $16.8M
- Sales ÷ redemptions: 0.73×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $3.5M | $825K | $2.7M |
| Jun 2026 | $1.2M | $647K | $600K |
| May 2026 | $434K | $1.2M | −$757K |
| Apr 2026 | $179K | $3.7M | −$3.5M |
| Mar 2026 | $693K | $1.9M | −$1.2M |
| Feb 2026 | $148K | $889K | −$741K |
| Jan 2026 | $640K | $6.8M | −$6.2M |
| Dec 2025 | $1.3M | $1.9M | −$552K |
| Nov 2025 | $1.6M | $2.0M | −$362K |
| Oct 2025 | $4.6M | $1.1M | $3.5M |
| Sep 2025 | $1.6M | $581K | $1.0M |
| Aug 2025 | $771K | $1.6M | −$840K |
C000160528 Assets Under Management
Net assets of Dimensional Retirement Income Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $60.51M |
| 2026-04-30 | $58.41M |
| 2026-01-31 | $63.00M |
| 2025-10-31 | $69.89M |
| 2025-07-31 | $64.78M |
| 2025-04-30 | $58.68M |
| 2025-01-31 | $47.34M |
| 2024-10-31 | $45.66M |
| 2024-07-31 | $64.45M |
| 2024-04-30 | $68.78M |
| 2024-01-31 | $72.63M |
| 2023-10-31 | $69.86M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.