C000148078 Fees and Costs — Goldman Sachs Variable Insurance Trust High Quality Floating Rate Fund, Advisor Shares
Data updated: 2022-05-26
The net expense ratio is 0.76% (1.12% before fee waivers). There are no sales loads or redemption fees. In fiscal 2021 the fund paid $910 in broker commissions, 0.0012% of average net assets, and portfolio turnover was 35%.
C000148078 Fees and Expenses
Annual operating expenses and sales charges of C000148078. Prospectus, as of April 30, 2021.
| Annual operating expenses | |
|---|---|
| Management fee | 0.31% |
| 12b-1 fee | 0.15% |
| Other expenses | 0.64% |
| Gross expense ratio | 1.12% |
| Fee waiver | −0.36% |
| Net expense ratio | 0.76% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000148078 Costs Over Time
On $10,000 invested in C000148078, assuming 5% a year before costs, total costs come to $478 over 5 years, cutting the return by 0.80% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.76%) | $80 | $250 | $434 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $12 | $44 |
| Total costs | $80 | $262 | $478 |
| Value after costs | $10,420 | $11,314 | $12,284 |
| Impact on return, per year | 0.80% | 0.80% | 0.80% |
C000148078 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2021.
- Explicit cost rate (commissions ÷ average net assets): 0.0012%
- Total broker commissions: $910
- Bought from dealers (principal trades, not a cost): $45.0M
- Portfolio turnover (prospectus): 35%
- Securities lending: none during the year
C000148078 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| CitiGroup Global Markets Inc. | $910 | 100.00% |
C000148078 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BOFA SECURITIES, INC. | $14.5M | 33.37% |
| J.P. Morgan Securities LLC | $13.2M | 30.49% |
| MORGAN STANLEY & CO. LLC | $5.9M | 13.49% |
| BNP PARIBAS SECURITIES CORP. | $2.9M | 6.57% |
| CitiGroup Global Markets Inc. | $2.1M | 4.84% |
| Citibank, National Association | $1.3M | 2.97% |
| HSBC SECURITIES (USA), INC. | $1.0M | 2.41% |
| Mizuho Securities USA LLC | $900K | 2.07% |
| BARCLAYS CAPITAL, INC. | $898K | 2.07% |
| WELLS FARGO SECURITIES, LLC | $750K | 1.73% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.