C000140604 Fees and Costs — Capital Income Builder, Class 1
Data updated: 2026-08-27
The net expense ratio is 0.27%: a 0.36% management fee plus 0.05% other expenses, less a 0.14% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $313K in broker commissions, 0.0205% of average net assets, and portfolio turnover was 87%.
C000140604 Fees and Expenses
Annual operating expenses and sales charges of C000140604. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.36% |
| 12b-1 fee | — |
| Other expenses | 0.05% |
| Gross expense ratio | 0.41% |
| Fee waiver | −0.14% |
| Net expense ratio | 0.27% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000140604 Costs Over Time
On $10,000 invested in C000140604, assuming 5% a year before costs, total costs come to $184 over 5 years, cutting the return by 0.31% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.27%) | $28 | $89 | $156 |
| Trading costs (broker commissions) | $2 | $7 | $12 |
| Lost growth on money paid in costs | $0 | $5 | $17 |
| Total costs | $31 | $101 | $184 |
| Value after costs | $10,469 | $11,476 | $12,579 |
| Impact on return, per year | 0.31% | 0.31% | 0.31% |
C000140604 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0205%
- Total broker commissions: $313K
- Bought from dealers (principal trades, not a cost): $1.6B
- Portfolio turnover (prospectus): 87%
- Securities on loan, average value: $3.0M
- Net income from securities lending: $41K (0.003% of average net assets)
C000140604 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $34K | 15.65% |
| Goldman Sachs & Co. LLC | $34K | 15.40% |
| J.P. Morgan Securities LLC | $28K | 12.94% |
| UBS AG | $27K | 12.34% |
| Bank of America, N.A. | $25K | 11.25% |
| Jefferies & Company Inc. | $24K | 11.16% |
| Citigroup Global Markets Inc. | $13K | 6.02% |
| Virtu Americas LLC | $11K | 5.19% |
| BTIG, LLC | $11K | 5.10% |
| TD Securities (USA) | $11K | 4.96% |
C000140604 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Bank of America, N.A. | $555.0M | 36.34% |
| Citigroup Global Markets Inc. | $176.3M | 11.55% |
| Deutsche Bank A.G. | $175.0M | 11.46% |
| BNP Paribas | $120.2M | 7.87% |
| Morgan Stanley & Co. LLC | $113.5M | 7.43% |
| Goldman Sachs & Co. LLC | $108.2M | 7.08% |
| Barclays Bank PLC | $97.2M | 6.37% |
| J.P. Morgan Securities LLC | $83.9M | 5.49% |
| Wells Fargo Securities, LLC | $67.6M | 4.42% |
| Nomura/Instinet Group | $30.4M | 1.99% |
Capital Income Builder Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000140604 | Class 1 | 0.27% | — |
| C000140605 | Class 2 | 0.52% | — |
| C000176252 | Class 1A | 0.52% | — |
| C000140606 | Class 4 | 0.77% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.