C000139278 Fees and Costs — VIP Floating Rate High Income Portfolio, Investor Class
Data updated: 2026-08-24
The net expense ratio is 0.76%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $23 in broker commissions, and portfolio turnover was 55%.
C000139278 Fees and Expenses
Annual operating expenses and sales charges of C000139278. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.67% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.03% |
| Gross expense ratio | 0.76% |
| Fee waiver | — |
| Net expense ratio | 0.76% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000139278 Costs Over Time
On $10,000 invested in C000139278, assuming 5% a year before costs, total costs come to $478 over 5 years, cutting the return by 0.80% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.76%) | $80 | $250 | $434 |
| Lost growth on money paid in costs | $0 | $12 | $44 |
| Total costs | $80 | $262 | $478 |
| Value after costs | $10,420 | $11,314 | $12,285 |
| Impact on return, per year | 0.80% | 0.80% | 0.80% |
C000139278 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: $23
- Bought from dealers (principal trades, not a cost): $262.2M
- Portfolio turnover (prospectus): 55%
- Securities on loan, average value: $0
- Net income from securities lending: $8 (0.000% of average net assets)
C000139278 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $17 | 77.96% |
| MORGAN STANLEY | $2 | 11.14% |
| UBS GROUP AG | $1 | 5.57% |
| TP ICAP GROUP PLC | $1 | 5.34% |
C000139278 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $70.8M | 29.63% |
| BANK OF AMERICA CORPORATION | $40.7M | 17.02% |
| MORGAN STANLEY | $31.7M | 13.29% |
| GOLDMAN SACHS GROUP INC (THE) | $27.2M | 11.40% |
| CITIGROUP INC | $16.6M | 6.96% |
| BARCLAYS PLC | $13.5M | 5.64% |
| JEFFERIES FINANCIAL GROUP INC | $12.1M | 5.05% |
| WELLS FARGO and CO | $10.1M | 4.22% |
| ROYAL BANK OF CANADA | $8.6M | 3.59% |
| UBS GROUP AG | $7.7M | 3.21% |
VIP Floating Rate High Income Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000139277 | Initial Class | 0.73% | — |
| C000139278 | Investor Class | 0.76% | — |
| FFNMX | Service Class 2 | 0.96% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.