C000128923 Fees and Costs — Goldman Sachs Variable Insurance Trust Mid Cap Growth Fund, Institutional Class
Data updated: 2026-08-26
The net expense ratio is 0.83%: a 0.87% management fee plus 0.37% other expenses, less a 0.41% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $26K in broker commissions, 0.0404% of average net assets, and portfolio turnover was 83%.
C000128923 Fees and Expenses
Annual operating expenses and sales charges of C000128923. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.87% |
| 12b-1 fee | — |
| Other expenses | 0.37% |
| Gross expense ratio | 1.24% |
| Fee waiver | −0.41% |
| Net expense ratio | 0.83% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000128923 Costs Over Time
On $10,000 invested in C000128923, assuming 5% a year before costs, total costs come to $546 over 5 years, cutting the return by 0.91% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.83%) | $87 | $272 | $473 |
| Trading costs (broker commissions) | $4 | $13 | $23 |
| Lost growth on money paid in costs | $0 | $14 | $50 |
| Total costs | $91 | $300 | $546 |
| Value after costs | $10,409 | $11,277 | $12,217 |
| Impact on return, per year | 0.91% | 0.91% | 0.91% |
C000128923 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0404%
- Total broker commissions: $26K
- Bought from dealers (principal trades, not a cost): $455K
- Portfolio turnover (prospectus): 83%
- Securities on loan, average value: $121K
- Net income from securities lending: $3K (0.004% of average net assets)
C000128923 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $6K | 26.69% |
| BOFA SECURITIES, INC. | $4K | 17.36% |
| MORGAN STANLEY & CO. LLC | $4K | 15.88% |
| CitiGroup Global Markets Inc. | $2K | 11.13% |
| JEFFERIES LLC | $2K | 10.10% |
| BARCLAYS CAPITAL, INC. | $964 | 4.33% |
| LIQUIDNET, INC. | $903 | 4.06% |
| UBS Securities LLC | $791 | 3.56% |
| Robert W. Baird & Co. Incorporated | $785 | 3.53% |
| RBC CAPITAL MARKETS, LLC | $747 | 3.36% |
C000128923 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $312K | 68.65% |
| LEERINK PARTNERS LLC | $143K | 31.35% |
Goldman Sachs Variable Insurance Trust Mid Cap Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000128923 | Institutional Class | 0.83% | — |
| C000025655 | Service Class | 0.98% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.