C000125190 Fees and Costs — Franklin VolSmart Allocation VIP Fund, Class 5
Data updated: 2025-11-24
The net expense ratio is 0.90% (1.11% before fee waivers). There are no sales loads or redemption fees. In fiscal 2024 the fund paid $20K in broker commissions, 0.0130% of average net assets, and portfolio turnover was 35%.
C000125190 Fees and Expenses
Annual operating expenses and sales charges of C000125190. Prospectus, as of December 31, 2024.
| Annual operating expenses | |
|---|---|
| Management fee | 0.80% |
| 12b-1 fee | 0.15% |
| Other expenses | 0.06% |
| Gross expense ratio | 1.11% |
| Fee waiver | −0.21% |
| Net expense ratio | 0.90% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000125190 Costs Over Time
On $10,000 invested in C000125190, assuming 5% a year before costs, total costs come to $572 over 5 years, cutting the return by 0.96% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.90%) | $94 | $295 | $512 |
| Trading costs (broker commissions) | $1 | $4 | $7 |
| Lost growth on money paid in costs | $0 | $15 | $52 |
| Total costs | $96 | $314 | $572 |
| Value after costs | $10,404 | $11,262 | $12,191 |
| Impact on return, per year | 0.96% | 0.96% | 0.96% |
C000125190 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0130%
- Total broker commissions: $20K
- Bought from dealers (principal trades, not a cost): $119.6M
- Portfolio turnover (prospectus): 35%
- Securities lending: none during the year
C000125190 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Sanford C. Bernstein & Co., LLC | $7K | 39.40% |
| J.P. Morgan Securities LLC | $4K | 22.21% |
| Citigroup Global Markets Inc. | $1K | 8.42% |
| Goldman Sachs & Co. LLC | $1K | 8.03% |
| Raymond James & Associates, Inc. | $1K | 6.77% |
| Merrill Lynch, Pierce, Fenner & Smith Inc. | $717 | 4.30% |
| UBS Securities LLC | $608 | 3.65% |
| Morgan Stanley & Co. LLC | $462 | 2.77% |
| Jane Street Execution Services, LLC | $393 | 2.36% |
| Old Mission Markets LLC | $351 | 2.10% |
C000125190 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $106.5M | 98.71% |
| Fiduciary Trust Company International | $1.4M | 1.29% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.