C000121085 Fees and Costs — VIP International Capital Appreciation Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.87%: a 0.74% management fee, a 0.10% 12b-1 fee plus 0.03% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $1.1M in broker commissions, 0.1321% of average net assets, and portfolio turnover was 102%.
C000121085 Fees and Expenses
Annual operating expenses and sales charges of C000121085. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.74% |
| 12b-1 fee | 0.10% |
| Other expenses | 0.03% |
| Gross expense ratio | 0.87% |
| Fee waiver | — |
| Net expense ratio | 0.87% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000121085 Costs Over Time
On $10,000 invested in C000121085, assuming 5% a year before costs, total costs come to $627 over 5 years, cutting the return by 1.05% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.87%) | $91 | $285 | $494 |
| Trading costs (broker commissions) | $14 | $43 | $75 |
| Lost growth on money paid in costs | $0 | $16 | $57 |
| Total costs | $105 | $345 | $627 |
| Value after costs | $10,395 | $11,232 | $12,136 |
| Impact on return, per year | 1.05% | 1.05% | 1.05% |
C000121085 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.1321%
- Total broker commissions: $1.1M
- Bought from dealers (principal trades, not a cost): $7.9M
- Portfolio turnover (prospectus): 102%
- Securities on loan, average value: $3.1M
- Net income from securities lending: $34K (0.004% of average net assets)
C000121085 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $232K | 22.84% |
| MORGAN STANLEY | $157K | 15.46% |
| GOLDMAN SACHS GROUP INC (THE) | $150K | 14.82% |
| BANK OF AMERICA CORPORATION | $126K | 12.41% |
| UBS GROUP AG | $125K | 12.29% |
| JEFFERIES FINANCIAL GROUP INC | $84K | 8.27% |
| TP ICAP GROUP PLC | $45K | 4.43% |
| BNP PARIBAS | $35K | 3.48% |
| CITIGROUP INC | $35K | 3.43% |
| BARCLAYS PLC | $26K | 2.56% |
C000121085 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY | $7.9M | 100.00% |
VIP International Capital Appreciation Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000121082 | Initial Class | 0.78% | — |
| C000121084 | Investor Class | 0.85% | — |
| C000121085 | Service Class | 0.87% | — |
| C000121087 | Service Class 2 | 1.02% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.