C000121075 Fees and Costs — VIP Emerging Markets Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.97%: a 0.83% management fee, a 0.10% 12b-1 fee plus 0.04% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $1.3M in broker commissions, 0.1081% of average net assets, and portfolio turnover was 53%.
C000121075 Fees and Expenses
Annual operating expenses and sales charges of C000121075. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.83% |
| 12b-1 fee | 0.10% |
| Other expenses | 0.04% |
| Gross expense ratio | 0.97% |
| Fee waiver | — |
| Net expense ratio | 0.97% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000121075 Costs Over Time
On $10,000 invested in C000121075, assuming 5% a year before costs, total costs come to $673 over 5 years, cutting the return by 1.13% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.97%) | $102 | $318 | $550 |
| Trading costs (broker commissions) | $11 | $35 | $61 |
| Lost growth on money paid in costs | $0 | $17 | $62 |
| Total costs | $113 | $370 | $673 |
| Value after costs | $10,387 | $11,206 | $12,090 |
| Impact on return, per year | 1.13% | 1.13% | 1.13% |
C000121075 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.1081%
- Total broker commissions: $1.3M
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 53%
- Securities on loan, average value: $12.6M
- Net income from securities lending: $179K (0.014% of average net assets)
C000121075 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| JPMORGAN CHASE and CO | $349K | 28.31% |
| MORGAN STANLEY | $252K | 20.45% |
| BANK OF AMERICA CORPORATION | $155K | 12.58% |
| GOLDMAN SACHS GROUP INC (THE) | $146K | 11.81% |
| UBS GROUP AG | $99K | 8.01% |
| CITIGROUP INC | $76K | 6.16% |
| MACQUARIE GROUP LTD | $50K | 4.04% |
| JEFFERIES FINANCIAL GROUP INC | $45K | 3.62% |
| NOMURA HOLDINGS INC | $37K | 3.01% |
| VIRTU FINANCIAL INC | $25K | 2.00% |
VIP Emerging Markets Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000121072 | Initial Class | 0.87% | — |
| C000121074 | Investor Class | 0.95% | — |
| C000121075 | Service Class | 0.97% | — |
| C000121076 | Service Class 2 | 1.12% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.