C000112529 Fees and Costs — 1290 VT High Yield Bond Portfolio, Class IB
Data updated: 2026-08-25
The net expense ratio is 1.02% (1.09% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $5K in broker commissions, 0.0017% of average net assets, and portfolio turnover was 39%.
C000112529 Fees and Expenses
Annual operating expenses and sales charges of C000112529. Prospectus, as of April 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.60% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.22% |
| Gross expense ratio | 1.09% |
| Fee waiver | −0.07% |
| Net expense ratio | 1.02% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000112529 Costs Over Time
On $10,000 invested in C000112529, assuming 5% a year before costs, total costs come to $639 over 5 years, cutting the return by 1.07% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.02%) | $107 | $334 | $579 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $17 | $59 |
| Total costs | $107 | $351 | $639 |
| Value after costs | $10,393 | $11,225 | $12,124 |
| Impact on return, per year | 1.07% | 1.07% | 1.07% |
C000112529 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0017%
- Total broker commissions: $5K
- Bought from dealers (principal trades, not a cost): $570.0M
- Portfolio turnover (prospectus): 39%
- Securities on loan, average value: $24.3M
- Net income from securities lending: $163K (0.058% of average net assets)
C000112529 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $4K | 94.51% |
| Morgan Stanley & Co. LLC | $254 | 5.49% |
C000112529 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $227.2M | 43.69% |
| Morgan Stanley & Co. LLC | $85.2M | 16.38% |
| Barclays Capital, Inc. | $79.0M | 15.18% |
| Goldman Sachs & Co. LLC | $33.4M | 6.43% |
| BofA Securities, Inc. | $27.5M | 5.30% |
| Wells Fargo Securities, LLC | $17.8M | 3.42% |
| Academy Securities, Inc. | $17.5M | 3.36% |
| Citigroup Global Markets Inc. | $15.3M | 2.94% |
| Jefferies LLC | $11.0M | 2.12% |
| RBC Capital Markets, LLC | $6.1M | 1.18% |
1290 VT High Yield Bond Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000112530 | Class K | 0.77% | — |
| C000112529 | Class IB | 1.02% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.