C000104634 Fees and Costs — NYLI VP PIMCO Real Return Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 1.34%: a 0.50% management fee, a 0.25% 12b-1 fee plus 0.67% other expenses, less a 0.08% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $24K in broker commissions, 0.0060% of average net assets, and portfolio turnover was 139%.
C000104634 Fees and Expenses
Annual operating expenses and sales charges of C000104634. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.67% |
| Gross expense ratio | 1.42% |
| Fee waiver | −0.08% |
| Net expense ratio | 1.34% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000104634 Costs Over Time
On $10,000 invested in C000104634, assuming 5% a year before costs, total costs come to $836 over 5 years, cutting the return by 1.41% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.34%) | $141 | $437 | $756 |
| Trading costs (broker commissions) | $1 | $2 | $3 |
| Lost growth on money paid in costs | $0 | $22 | $77 |
| Total costs | $141 | $461 | $836 |
| Value after costs | $10,359 | $11,115 | $11,927 |
| Impact on return, per year | 1.41% | 1.41% | 1.41% |
C000104634 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0060%
- Total broker commissions: $24K
- Bought from dealers (principal trades, not a cost): $8.8B
- Portfolio turnover (prospectus): 139%
- Securities lending: none during the year
C000104634 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Wells Fargo Securities, LLC | $9K | 39.31% |
| Morgan Stanley & Co. LLC | $7K | 30.47% |
| BNP Paribas Securities Corp. | $2K | 7.90% |
| Goldman Sachs & Co. LLC | $1K | 4.89% |
| J.P. Morgan Securities LLC | $1K | 4.37% |
| BofA Securities, Inc. | $875 | 3.63% |
| UBS Securities LLC | $735 | 3.05% |
| Deutsche Bank Securities Inc. | $556 | 2.31% |
| Barclays Capital, Inc. | $491 | 2.04% |
| Societe Generale | $488 | 2.03% |
C000104634 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BNP Paribas Securities Corp. | $4.6B | 52.51% |
| Regions Bank | $2.3B | 26.22% |
| Deutsche Bank Securities Inc. | $869.7M | 9.96% |
| BofA Securities, Inc. | $411.7M | 4.71% |
| J.P. Morgan Securities LLC | $377.6M | 4.32% |
| Goldman Sachs & Co. LLC | $79.6M | 0.91% |
| TD SECURITIES (USA) LLC | $47.1M | 0.54% |
| Morgan Stanley & Co. LLC | $31.2M | 0.36% |
| Citigroup Global Markets Inc. | $26.3M | 0.30% |
| Barclays Capital, Inc. | $13.8M | 0.16% |
NYLI VP PIMCO Real Return Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000104633 | Initial Class | 1.09% | — |
| C000104634 | Service Class | 1.34% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.