C000104631 Fees and Costs — NYLI VP American Century Sustainable Equity Portfolio, Initial Class
Data updated: 2026-08-24
The net expense ratio is 0.68%: a 0.63% management fee plus 0.05% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $29K in broker commissions, 0.0071% of average net assets, and portfolio turnover was 26%.
C000104631 Fees and Expenses
Annual operating expenses and sales charges of C000104631. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.63% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.05% |
| Gross expense ratio | 0.68% |
| Fee waiver | — |
| Net expense ratio | 0.68% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000104631 Costs Over Time
On $10,000 invested in C000104631, assuming 5% a year before costs, total costs come to $432 over 5 years, cutting the return by 0.72% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.68%) | $71 | $223 | $389 |
| Trading costs (broker commissions) | $1 | $2 | $4 |
| Lost growth on money paid in costs | $0 | $11 | $40 |
| Total costs | $72 | $237 | $432 |
| Value after costs | $10,428 | $11,339 | $12,330 |
| Impact on return, per year | 0.72% | 0.72% | 0.72% |
C000104631 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0071%
- Total broker commissions: $29K
- Bought from dealers (principal trades, not a cost): $64.0M
- Portfolio turnover (prospectus): 26%
- Securities on loan, average value: $216K
- Net income from securities lending: $687 (0.000% of average net assets)
C000104631 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $5K | 19.28% |
| BofA Securities, Inc. | $3K | 11.96% |
| Morgan Stanley & Co. LLC | $3K | 11.30% |
| Barclays Capital, Inc. | $3K | 11.17% |
| Sanford C. Bernstein & Co., LLC | $3K | 10.76% |
| Citigroup Global Markets Inc. | $2K | 8.41% |
| Piper Sandler & Co. | $2K | 8.40% |
| Keefe, Bruyette & Woods, Inc. | $2K | 7.01% |
| UBS Securities LLC | $2K | 6.67% |
| RBC Capital Markets, LLC | $1K | 5.05% |
C000104631 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $64.0M | 100.00% |
NYLI VP American Century Sustainable Equity Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000104631 | Initial Class | 0.68% | — |
| C000104632 | Service Class | 0.93% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.