C000104628 Fees and Costs — NYLI VP Janus Henderson Balanced Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 0.83%: a 0.54% management fee, a 0.25% 12b-1 fee plus 0.04% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $119K in broker commissions, 0.0064% of average net assets, and portfolio turnover was 103%.
C000104628 Fees and Expenses
Annual operating expenses and sales charges of C000104628. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.54% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.04% |
| Gross expense ratio | 0.83% |
| Fee waiver | — |
| Net expense ratio | 0.83% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000104628 Costs Over Time
On $10,000 invested in C000104628, assuming 5% a year before costs, total costs come to $525 over 5 years, cutting the return by 0.88% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.83%) | $87 | $272 | $473 |
| Trading costs (broker commissions) | $1 | $2 | $4 |
| Lost growth on money paid in costs | $0 | $14 | $48 |
| Total costs | $88 | $288 | $525 |
| Value after costs | $10,412 | $11,288 | $12,238 |
| Impact on return, per year | 0.88% | 0.88% | 0.88% |
C000104628 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0064%
- Total broker commissions: $119K
- Bought from dealers (principal trades, not a cost): $3.8B
- Portfolio turnover (prospectus): 103%
- Securities on loan, average value: $4.5M
- Net income from securities lending: $98K (0.005% of average net assets)
C000104628 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $16K | 20.38% |
| UBS Securities LLC | $15K | 19.21% |
| Citigroup Global Markets Inc. | $8K | 10.74% |
| Morgan Stanley & Co. LLC | $8K | 10.52% |
| Jefferies LLC | $8K | 9.85% |
| J.P. Morgan Securities LLC | $7K | 8.81% |
| BofA Securities, Inc. | $5K | 6.16% |
| Liquidnet, Inc. | $4K | 5.44% |
| RBC Capital Markets, LLC | $4K | 4.64% |
| TD SECURITIES (USA) LLC | $3K | 4.23% |
C000104628 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BofA Securities, Inc. | $955.5M | 26.24% |
| J.P. Morgan Securities LLC | $910.7M | 25.01% |
| Goldman Sachs & Co. LLC | $645.1M | 17.72% |
| Morgan Stanley & Co. LLC | $430.3M | 11.82% |
| Wells Fargo Securities, LLC | $197.6M | 5.43% |
| TD SECURITIES (USA) LLC | $167.4M | 4.60% |
| Barclays Capital, Inc. | $127.9M | 3.51% |
| Citigroup Global Markets Inc. | $106.3M | 2.92% |
| Nomura Securities International, Inc. | $59.1M | 1.62% |
| RBC Capital Markets, LLC | $41.1M | 1.13% |
NYLI VP Janus Henderson Balanced Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000104627 | Initial Class | 0.58% | — |
| C000104628 | Service Class | 0.83% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.