C000104625 Fees and Costs — NYLI VP Natural Resources Portfolio, Initial Class
Data updated: 2026-08-24
The net expense ratio is 0.85%: a 0.79% management fee plus 0.06% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $395K in broker commissions, 0.1373% of average net assets, and portfolio turnover was 88%.
C000104625 Fees and Expenses
Annual operating expenses and sales charges of C000104625. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.79% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.06% |
| Gross expense ratio | 0.85% |
| Fee waiver | — |
| Net expense ratio | 0.85% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000104625 Costs Over Time
On $10,000 invested in C000104625, assuming 5% a year before costs, total costs come to $618 over 5 years, cutting the return by 1.04% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.85%) | $89 | $279 | $483 |
| Trading costs (broker commissions) | $14 | $45 | $78 |
| Lost growth on money paid in costs | $0 | $16 | $57 |
| Total costs | $104 | $340 | $618 |
| Value after costs | $10,396 | $11,237 | $12,145 |
| Impact on return, per year | 1.04% | 1.04% | 1.04% |
C000104625 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.1373%
- Total broker commissions: $395K
- Bought from dealers (principal trades, not a cost): $142.4M
- Portfolio turnover (prospectus): 88%
- Securities on loan, average value: $7.3M
- Net income from securities lending: $139K (0.048% of average net assets)
C000104625 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| RBC Capital Markets, LLC | $109K | 31.02% |
| J.P. Morgan Securities LLC | $55K | 15.71% |
| Morgan Stanley & Co. LLC | $54K | 15.47% |
| Barclays Capital, Inc. | $44K | 12.47% |
| Goldman Sachs & Co. LLC | $30K | 8.41% |
| BofA Securities, Inc. | $28K | 8.06% |
| TD SECURITIES (USA) LLC | $12K | 3.30% |
| Scotia Capital (USA) Inc. | $9K | 2.50% |
| Piper Sandler & Co. | $6K | 1.75% |
| Virtu Americas LLC | $5K | 1.31% |
C000104625 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $141.6M | 99.44% |
| Goldman Sachs & Co. LLC | $800K | 0.56% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.