C000104624 Fees and Costs — NYLI VP Small Cap Growth Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 1.11%: a 0.81% management fee, a 0.25% 12b-1 fee plus 0.05% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $235K in broker commissions, 0.0566% of average net assets, and portfolio turnover was 46%.
C000104624 Fees and Expenses
Annual operating expenses and sales charges of C000104624. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.81% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 1.11% |
| Fee waiver | — |
| Net expense ratio | 1.11% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000104624 Costs Over Time
On $10,000 invested in C000104624, assuming 5% a year before costs, total costs come to $727 over 5 years, cutting the return by 1.22% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.11%) | $117 | $363 | $628 |
| Trading costs (broker commissions) | $6 | $19 | $32 |
| Lost growth on money paid in costs | $0 | $19 | $67 |
| Total costs | $122 | $400 | $727 |
| Value after costs | $10,378 | $11,176 | $12,036 |
| Impact on return, per year | 1.22% | 1.22% | 1.22% |
C000104624 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0566%
- Total broker commissions: $235K
- Bought from dealers (principal trades, not a cost): $340.0M
- Portfolio turnover (prospectus): 46%
- Securities on loan, average value: $8.5M
- Net income from securities lending: $75K (0.018% of average net assets)
C000104624 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jefferies LLC | $32K | 19.20% |
| Wells Fargo Securities, LLC | $23K | 13.51% |
| BofA Securities, Inc. | $20K | 12.12% |
| J.P. Morgan Securities LLC | $19K | 11.12% |
| Pershing LLC | $17K | 10.39% |
| ROBERT W. BAIRD & CO. INCORPORATED | $13K | 7.93% |
| TD SECURITIES (USA) LLC | $13K | 7.65% |
| Stifel, Nicolaus & Company, Incorporated | $12K | 6.90% |
| Barclays Capital, Inc. | $11K | 6.75% |
| RBC Capital Markets, LLC | $7K | 4.43% |
C000104624 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $338.0M | 99.41% |
| Morgan Stanley & Co. LLC | $1.3M | 0.37% |
| BofA Securities, Inc. | $745K | 0.22% |
NYLI VP Small Cap Growth Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000104623 | Initial Class | 0.86% | — |
| C000104624 | Service Class | 1.11% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.