C000104622 Fees and Costs — NYLI VP Candriam Emerging Markets Equity Portfolio, Service Class
Data updated: 2026-08-24
The net expense ratio is 1.45%: a 1.00% management fee, a 0.25% 12b-1 fee plus 0.20% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $252K in broker commissions, 0.1239% of average net assets, and portfolio turnover was 185%.
C000104622 Fees and Expenses
Annual operating expenses and sales charges of C000104622. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 1.00% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.20% |
| Gross expense ratio | 1.45% |
| Fee waiver | — |
| Net expense ratio | 1.45% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000104622 Costs Over Time
On $10,000 invested in C000104622, assuming 5% a year before costs, total costs come to $973 over 5 years, cutting the return by 1.65% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.45%) | $152 | $472 | $814 |
| Trading costs (broker commissions) | $13 | $40 | $70 |
| Lost growth on money paid in costs | $0 | $25 | $90 |
| Total costs | $165 | $538 | $973 |
| Value after costs | $10,335 | $11,038 | $11,790 |
| Impact on return, per year | 1.65% | 1.65% | 1.65% |
C000104622 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.1239%
- Total broker commissions: $252K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 185%
- Securities on loan, average value: $2.0M
- Net income from securities lending: $45K (0.022% of average net assets)
C000104622 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $45K | 19.17% |
| Citigroup Global Markets Inc. | $43K | 18.38% |
| Goldman Sachs & Co. LLC | $43K | 18.18% |
| BofA Securities, Inc. | $36K | 15.29% |
| Merrill Lynch, Pierce, Fenner & Smith Inc. | $17K | 6.99% |
| Instinet, LLC | $16K | 6.80% |
| Morgan Stanley & Co. LLC | $14K | 5.80% |
| Barclays Capital, Inc. | $9K | 4.00% |
| CLSA Americas, LLC | $7K | 2.99% |
| ICICI Securities Limited | $6K | 2.40% |
NYLI VP Candriam Emerging Markets Equity Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000104621 | Initial Class | 1.20% | — |
| C000104622 | Service Class | 1.45% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.