C000088778 Fees and Costs — Columbia Variable Portfolio - U.S. Government Mortgage Fund, Class 2
Data updated: 2026-08-28
The net expense ratio is 0.70%: a 0.42% management fee, a 0.25% 12b-1 fee plus 0.03% other expenses. There are no sales loads or redemption fees. Portfolio turnover was 386%.
C000088778 Fees and Expenses
Annual operating expenses and sales charges of C000088778. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.42% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.03% |
| Gross expense ratio | 0.70% |
| Fee waiver | — |
| Net expense ratio | 0.70% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000088778 Costs Over Time
On $10,000 invested in C000088778, assuming 5% a year before costs, total costs come to $440 over 5 years, cutting the return by 0.73% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.70%) | $74 | $230 | $400 |
| Lost growth on money paid in costs | $0 | $11 | $40 |
| Total costs | $74 | $241 | $440 |
| Value after costs | $10,426 | $11,335 | $12,322 |
| Impact on return, per year | 0.73% | 0.73% | 0.73% |
C000088778 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $13.9B
- Portfolio turnover (prospectus): 386%
- Securities lending: none during the year
C000088778 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Wells Fargo Securities, LLC | $4.9B | 35.73% |
| Goldman Sachs & Co. LLC | $3.0B | 21.91% |
| Barclays Capital Inc. | $2.1B | 15.01% |
| Citigroup Global Markets Inc. | $1.9B | 13.47% |
| Morgan Stanley & Co. LLC | $1.2B | 8.42% |
| J.P. Morgan Securities LLC | $557.8M | 4.05% |
| BMO Capital Markets Corp. | $72.8M | 0.53% |
| Nomura Securities International, Inc. | $48.2M | 0.35% |
| Stonex Financial Inc. | $46.6M | 0.34% |
| Jefferies LLC | $29.1M | 0.21% |
Columbia Variable Portfolio - U.S. Government Mortgage Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000088777 | Class 1 | 0.45% | — |
| C000055688 | Class 3 | 0.58% | — |
| C000088778 | Class 2 | 0.70% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.