C000087787 Fees and Costs — CTIVP - American Century Diversified Bond Fund, Class 2
Data updated: 2026-08-28
The net expense ratio is 0.74%: a 0.48% management fee, a 0.25% 12b-1 fee plus 0.01% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $18K in broker commissions, 0.0005% of average net assets, and portfolio turnover was 238%.
C000087787 Fees and Expenses
Annual operating expenses and sales charges of C000087787. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.48% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.01% |
| Gross expense ratio | 0.74% |
| Fee waiver | — |
| Net expense ratio | 0.74% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000087787 Costs Over Time
On $10,000 invested in C000087787, assuming 5% a year before costs, total costs come to $466 over 5 years, cutting the return by 0.78% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.74%) | $78 | $243 | $423 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $12 | $43 |
| Total costs | $78 | $255 | $466 |
| Value after costs | $10,422 | $11,321 | $12,297 |
| Impact on return, per year | 0.78% | 0.78% | 0.78% |
C000087787 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0005%
- Total broker commissions: $18K
- Bought from dealers (principal trades, not a cost): $17.4B
- Portfolio turnover (prospectus): 238%
- Securities lending: none during the year
C000087787 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jane Street Execution Services, LLC | $8K | 43.06% |
| Morgan Stanley & Co. LLC | $7K | 37.76% |
| Jefferies LLC | $3K | 13.69% |
| Sanford C. Bernstein & Co., LLC | $1K | 5.49% |
C000087787 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Barclays Capital Inc. | $5.7B | 38.72% |
| J.P. Morgan Securities LLC | $5.4B | 37.08% |
| BofA Securities, Inc. | $634.1M | 4.34% |
| Citigroup Global Markets Inc. | $606.3M | 4.15% |
| BNP Paribas Securities Corp. | $504.4M | 3.45% |
| Morgan Stanley & Co. LLC | $485.7M | 3.33% |
| Goldman Sachs & Co. LLC | $437.7M | 3.00% |
| Deutsche Bank Securities Inc. | $311.1M | 2.13% |
| Wells Fargo Securities, LLC | $298.6M | 2.05% |
| HSBC Securities (USA) Inc. | $256.3M | 1.76% |
CTIVP - American Century Diversified Bond Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000087786 | Class 1 | 0.49% | — |
| C000087787 | Class 2 | 0.74% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.