C000056077 Fees and Costs — Conservative Allocation Fund, Class I
Data updated: 2026-08-21
The net expense ratio is 0.58%. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $16K in broker commissions, 0.0348% of average net assets, and portfolio turnover was 28%.
C000056077 Fees and Expenses
Annual operating expenses and sales charges of C000056077. Prospectus, as of May 1, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.30% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.02% |
| Gross expense ratio | 0.58% |
| Fee waiver | — |
| Net expense ratio | 0.58% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | 0.00% |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
C000056077 Costs Over Time
On $10,000 invested in C000056077, assuming 5% a year before costs, total costs come to $388 over 5 years, cutting the return by 0.65% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.58%) | $61 | $191 | $332 |
| Trading costs (broker commissions) | $4 | $11 | $20 |
| Lost growth on money paid in costs | $0 | $10 | $35 |
| Total costs | $65 | $212 | $388 |
| Value after costs | $10,435 | $11,364 | $12,375 |
| Impact on return, per year | 0.65% | 0.65% | 0.65% |
C000056077 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0348%
- Total broker commissions: $16K
- Bought from dealers (principal trades, not a cost): $344.9M
- Portfolio turnover (prospectus): 28%
- Securities on loan, average value: $2.8M
- Net income from securities lending: $11K (0.023% of average net assets)
C000056077 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| William Blair & Company, L.L.C. | $5K | 31.97% |
| SG Americas Securities, LLC | $5K | 27.88% |
| RBC Capital Markets, LLC | $4K | 24.95% |
| Robert W. Baird & Co. Incorporated | $2K | 15.20% |
C000056077 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $344.9M | 100.00% |
Conservative Allocation Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000056077 | Class I | 0.58% | none |
| C000074791 | Class II | 0.83% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.