C000051547 Fees and Costs — VIP FundsManager 60% Portfolio, Service Class 2
Data updated: 2026-08-24
The net expense ratio is 0.78% (0.93% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $216K in broker commissions, 0.0030% of average net assets, and portfolio turnover was 25%.
C000051547 Fees and Expenses
Annual operating expenses and sales charges of C000051547. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.15% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.93% |
| Fee waiver | −0.15% |
| Net expense ratio | 0.78% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000051547 Costs Over Time
On $10,000 invested in C000051547, assuming 5% a year before costs, total costs come to $492 over 5 years, cutting the return by 0.82% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.78%) | $82 | $256 | $445 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $13 | $45 |
| Total costs | $82 | $270 | $492 |
| Value after costs | $10,418 | $11,306 | $12,271 |
| Impact on return, per year | 0.82% | 0.82% | 0.82% |
C000051547 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0030%
- Total broker commissions: $216K
- Bought from dealers (principal trades, not a cost): $26.3M
- Portfolio turnover (prospectus): 25%
- Securities lending: none during the year
C000051547 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $81K | 37.96% |
| JANE STREET GROUP LLC | $52K | 24.05% |
| BANK OF AMERICA CORPORATION | $25K | 11.47% |
| VIRTU FINANCIAL INC | $19K | 8.88% |
| MORGAN STANLEY | $18K | 8.56% |
| JPMORGAN CHASE and CO | $9K | 4.17% |
| UBS GROUP AG | $6K | 2.57% |
| BARCLAYS PLC | $3K | 1.61% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $818 | 0.38% |
| SUSQUEHANNA INTERNATIONAL GROU P, LLP | $759 | 0.35% |
C000051547 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| JEFFERIES FINANCIAL GROUP INC | $7.7M | 29.16% |
| WELLS FARGO and CO | $5.7M | 21.77% |
| NOMURA HOLDINGS INC | $5.5M | 20.86% |
| BANK OF MONTREAL QUE | $4.1M | 15.78% |
| MORGAN STANLEY | $1.7M | 6.44% |
| DEUTSCHE BANK AG | $1.3M | 4.89% |
| CITIGROUP INC | $168K | 0.64% |
| BARCLAYS PLC | $99K | 0.38% |
| CITADEL SECURITIES GLOBAL HOLDINGS LLC | $20K | 0.08% |
VIP FundsManager 60% Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000051545 | Investor Class | 0.63% | — |
| C000051546 | Service Class | 0.63% | — |
| C000051547 | Service Class 2 | 0.78% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.