C000048800 Fees and Costs — VIP Asset Manager 50% Portfolio, Investor Class
Data updated: 2026-08-24
The net expense ratio is 0.59% (0.63% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $25K in broker commissions, 0.0027% of average net assets, and portfolio turnover was 24%.
C000048800 Fees and Expenses
Annual operating expenses and sales charges of C000048800. Prospectus, as of April 30, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.58% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.01% |
| Gross expense ratio | 0.63% |
| Fee waiver | −0.04% |
| Net expense ratio | 0.59% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000048800 Costs Over Time
On $10,000 invested in C000048800, assuming 5% a year before costs, total costs come to $374 over 5 years, cutting the return by 0.62% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.59%) | $62 | $194 | $338 |
| Trading costs (broker commissions) | $0 | $1 | $2 |
| Lost growth on money paid in costs | $0 | $10 | $34 |
| Total costs | $62 | $205 | $374 |
| Value after costs | $10,438 | $11,372 | $12,389 |
| Impact on return, per year | 0.62% | 0.62% | 0.62% |
C000048800 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0027%
- Total broker commissions: $25K
- Bought from dealers (principal trades, not a cost): $9.0M
- Portfolio turnover (prospectus): 24%
- Securities on loan, average value: $1.5M
- Net income from securities lending: $12K (0.001% of average net assets)
C000048800 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS GROUP INC (THE) | $10K | 41.39% |
| JANE STREET GROUP LLC | $6K | 24.97% |
| MORGAN STANLEY | $3K | 10.98% |
| BANK OF AMERICA CORPORATION | $2K | 7.66% |
| JPMORGAN CHASE and CO | $1K | 5.78% |
| VIRTU FINANCIAL INC | $718 | 2.91% |
| UBS GROUP AG | $688 | 2.79% |
| BARCLAYS PLC | $479 | 1.94% |
| ROYAL BANK OF CANADA | $281 | 1.14% |
| FLOW TRADERS LTD | $105 | 0.43% |
C000048800 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| NOMURA HOLDINGS INC | $2.7M | 29.43% |
| WELLS FARGO and CO | $2.4M | 26.91% |
| JEFFERIES FINANCIAL GROUP INC | $1.7M | 18.49% |
| DEUTSCHE BANK AG | $1.0M | 11.16% |
| BANK OF MONTREAL QUE | $901K | 9.96% |
| CITIGROUP INC | $158K | 1.75% |
| BARCLAYS PLC | $109K | 1.20% |
| MORGAN STANLEY | $99K | 1.09% |
VIP Asset Manager 50% Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000048799 | Initial Class | 0.51% | — |
| C000048800 | Investor Class | 0.59% | — |
| C000048801 | Service Class | 0.61% | — |
| C000048802 | Service Class 2 | 0.76% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.