2015 Retirement Fund
Data updated: 2025-05-16
C000047652 — 2015 Retirement Fund. Target Date / Glide Path Allocation · $103.79M AUM · 0.56% expense ratio. Holdings, fees, performance and SEC filings.
C000047652 Fund Overview
2015 Retirement Fund is a US mutual fund managed by Mutual Of America Investment CORP, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Mutual Of America Investment CORP
- Category: Target Date / Glide Path Allocation
- Assets under management: $103.79M
- 1-year return: 5.4%
- SEC CIK: 0000795259
- SEC series ID: S000017197
- Share class ID: C000047652
C000047652 Investment Objective and Strategy
2015 Retirement Fund describes its objective and strategy as follows, from its latest prospectus filed with the SEC by Mutual Of America Investment CORP.
Investment objective
The Fund seeks to achieve current income and capital appreciation appropriate for the asset allocation associated with its approximate year of retirement which is included in the Fund’s name (“Target Retirement Date”).
Principal investment strategy
The Fund invests in shares of other series of the Investment Company (IC Funds) in proportions that are balanced to meet the objective of the Fund, which will move toward preservation of capital and production of income as the Target Retirement Date approaches. The 2015 Retirement Fund is designed for investors expecting to retire or to begin withdrawing assets around the year 2015. Under normal circumstances, the asset allocation will change over time according to a predetermined glide path as the Retirement Fund approaches the Target Retirement Date. The glide path below represents the shifting of asset classes over time. As the glide path shows, generally, the less time that remains until the Target Retirement Date, and for a 10 year period after the Target Retirement Date, the more the Fund will invest in fixed income IC Funds and the less it will invest in equity IC Funds.
A Retirement Fund that has reached its Target Retirement Date can have 45%, which can vary by plus or minus 10%, of its assets invested in equity IC Funds As of December 31, 2017, the Funds asset allocation among the underlying funds was as follows: Equity Index Fund 29.8% Mid-Cap Equity Index Fund 10.0% Small Cap Growth Fund 1.1% Small Cap Value Fund 1.0% International Fund 5.2% Money Market Fund 2.9% Bond Fund 23.9% Mid-Term Bond Fund 26.1% The periodic reallocations of the assets of each Retirement Fund will be affected by other matters aside from the period of time remaining until the Target Retirement Date, such as current market conditions, the economy, unanticipated events and other factors, so there is no precise timetable or formula for the reallocations of the Retirement Funds, but the target allocations are not expected to vary from the chart by more than plus or minus ten percentage points.
C000047652 Holdings
Top 7 holdings of 2015 Retirement Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Moa Core Bond Fund | 36.28% |
| Moa Intermediate Bond Fund | 28.37% |
| Moa Equity Index Fund | 20.47% |
| Moa International Fund | 5.23% |
| Moa US Govt Mny Mrkt | 5.04% |
| Moa Mid Cap Equity Index Fund | 4.20% |
| Moa Mid Cap Value Fund | 0.43% |
C000047652 Portfolio Allocation
Asset-class allocation of 2015 Retirement Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 100.0% |
C000047652 Performance
Total returns for C000047652 (as of 2026-10-01), from SEC filings.
| Period | Total return |
|---|---|
| 1 year | 5.4% |
| 3 years (annualised) | 3.3% |
| 5 years (annualised) | 5.8% |
C000047652 Risk Information
Risk metrics for C000047652, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 6.3%
C000047652 Costs and Fees
C000047652 costs about $56 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.56%
- Gross expense ratio: 0.56%
- Portfolio turnover: 19%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
C000047652 Cashflows
Over the 12 months to 2025-03, 2015 Retirement Fund had net outflows of $3.95M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2025-03 | −$981.36K |
| 2025-02 | −$319.70K |
| 2025-01 | −$1.38M |
| 2024-12 | $2.65M |
| 2024-11 | $471.25K |
| 2024-10 | $118.69K |
C000047652 Debt Constituents
No individual debt constituents are reported in 2015 Retirement Fund's latest SEC N-PORT filing.
C000047652 Prospectus and SEC Filings
Official 2015 Retirement Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus supplement (497) — filed 2024-08-23
- Prospectus supplement (497) — filed 2023-10-17
- Prospectus supplement (497) — filed 2023-10-16
- Portfolio holdings (N-PORT) — filed 2025-05-16
- Portfolio holdings (N-PORT) — filed 2025-02-25
- Portfolio holdings (N-PORT) — filed 2024-11-26
- Annual census (N-CEN) — filed 2025-02-28
- Annual census (N-CEN) — filed 2024-03-05
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.