C000046810 Fees and Costs — LVIP BlackRock Real Estate Fund, Service Class
Data updated: 2026-08-06
The net expense ratio is 1.08%: a 0.72% management fee, a 0.25% 12b-1 fee plus 0.13% other expenses, less a 0.02% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $181K in broker commissions, 0.0701% of average net assets, and portfolio turnover was 60%.
C000046810 Fees and Expenses
Annual operating expenses and sales charges of C000046810. Prospectus, as of April 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.72% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.13% |
| Gross expense ratio | 1.10% |
| Fee waiver | −0.02% |
| Net expense ratio | 1.08% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000046810 Costs Over Time
On $10,000 invested in C000046810, assuming 5% a year before costs, total costs come to $717 over 5 years, cutting the return by 1.21% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.08%) | $113 | $353 | $612 |
| Trading costs (broker commissions) | $7 | $23 | $40 |
| Lost growth on money paid in costs | $0 | $19 | $66 |
| Total costs | $121 | $395 | $717 |
| Value after costs | $10,379 | $11,181 | $12,046 |
| Impact on return, per year | 1.21% | 1.21% | 1.21% |
C000046810 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0701%
- Total broker commissions: $181K
- Bought from dealers (principal trades, not a cost): $117.7M
- Portfolio turnover (prospectus): 60%
- Securities lending: none during the year
C000046810 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $31K | 19.70% |
| Morgan Stanley & Co. LLC | $23K | 14.73% |
| Citigroup Global Markets Inc. | $22K | 13.97% |
| Jefferies LLC | $21K | 13.77% |
| Goldman Sachs & Co. LLC | $21K | 13.54% |
| BofA Securities, Inc. | $16K | 10.17% |
| TD Securities (USA) LLC | $8K | 5.29% |
| J.P. Morgan Securities LLC | $7K | 4.24% |
| Macquarie Capital (USA) Inc. | $4K | 2.51% |
| BNY Capital Markets, LLC | $3K | 2.09% |
C000046810 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $111.2M | 94.50% |
| J.P. Morgan Securities LLC | $2.7M | 2.29% |
| SMBC Nikko Securities America, Inc. | $1.3M | 1.07% |
| TD Securities (USA) LLC | $1.2M | 0.99% |
| BofA Securities, Inc. | $895K | 0.76% |
| Citigroup Global Markets Inc. | $463K | 0.39% |
LVIP BlackRock Real Estate Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000046809 | Standard Class | 0.83% | — |
| C000046810 | Service Class | 1.08% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.