C000043856 Fees and Costs — LVIP MFS International Growth Fund, Service Class
Data updated: 2026-08-06
The net expense ratio is 1.04%: a 0.82% management fee, a 0.25% 12b-1 fee plus 0.07% other expenses, less a 0.10% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $208K in broker commissions, 0.0145% of average net assets, and portfolio turnover was 13%.
C000043856 Fees and Expenses
Annual operating expenses and sales charges of C000043856. Prospectus, as of April 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.82% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.07% |
| Gross expense ratio | 1.14% |
| Fee waiver | −0.10% |
| Net expense ratio | 1.04% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
C000043856 Costs Over Time
On $10,000 invested in C000043856, assuming 5% a year before costs, total costs come to $659 over 5 years, cutting the return by 1.11% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.04%) | $109 | $341 | $590 |
| Trading costs (broker commissions) | $2 | $5 | $8 |
| Lost growth on money paid in costs | $0 | $17 | $60 |
| Total costs | $111 | $362 | $659 |
| Value after costs | $10,389 | $11,214 | $12,104 |
| Impact on return, per year | 1.11% | 1.11% | 1.11% |
C000043856 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0145%
- Total broker commissions: $208K
- Bought from dealers (principal trades, not a cost): $4.3B
- Portfolio turnover (prospectus): 13%
- Securities lending: none during the year
C000043856 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $59K | 32.07% |
| Morgan Stanley & Co. LLC | $27K | 14.72% |
| J.P. Morgan Securities LLC | $26K | 14.04% |
| Jefferies LLC | $18K | 9.63% |
| BNP Paribas Securities Corp. | $13K | 7.15% |
| BofA Securities, Inc. | $10K | 5.31% |
| Citigroup Global Markets Inc. | $10K | 5.23% |
| UBS Securities LLC | $9K | 5.13% |
| Barclays Capital Inc. | $8K | 4.23% |
| RBC Capital Markets, LLC | $5K | 2.49% |
C000043856 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| UBS Securities LLC | $3.8B | 89.44% |
| J.P. Morgan Securities LLC | $310.1M | 7.24% |
| State Street Bank and Trust Company | $134.4M | 3.14% |
| BNY Capital Markets, LLC | $7.7M | 0.18% |
| Goldman Sachs & Co. LLC | $8 | 0.00% |
LVIP MFS International Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000043855 | Standard Class | 0.79% | — |
| C000043856 | Service Class | 1.04% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.